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Trustee trying to IPA me post-discharge

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24

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  • maxmycardagain
    maxmycardagain Posts: 5,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    when is it ever, truly, "over" then, after a year, after discharge, after 6 years, after any IPA or BRU?

    ive paid my £495 they can all take a hike!
    Now we all know how it felt to play in the band on the Titanic...
  • when is it ever, truly, "over" then, after a year, after discharge, after 6 years, after any IPA or BRU?

    ive paid my £495 they can all take a hike!

    When you get your bankruptcy annulled, until then you are a discharged/undischarged bankrupt.

    You think they can all take a hike? they will have your eyes out then come back for the sockets.
  • maxmycardagain
    maxmycardagain Posts: 5,843 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    When you get your bankruptcy annulled, until then you are a discharged/undischarged bankrupt.

    You think they can all take a hike? they will have your eyes out then come back for the sockets.

    they cant take what i aint got, and ill have nothing, ever.......i swear so help me god...
    Now we all know how it felt to play in the band on the Titanic...
  • they cant take what i aint got, and ill have nothing, ever.......i swear so help me god...

    Very positive attitude you have, I wonder why things went wrong?
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Very positive attitude you have, I wonder why things went wrong?

    I remember correctly, one of companies or suppliers who owed Max a great deal went BR or into receivership. As is often the case, that means that the people owed (like Max) are backed into a corner.

    The rights and wrongs are not not something I'm going to debate because it it is impossible to judge on the individual situation, but I can understand why Max might be a tad p**d off in his position.:rolleyes:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • JCS1
    JCS1 Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fermi wrote: »
    I was reading somewhere a while back that the OR/trustee can apply to the court to undo the discharge if they feel that the BR has deliberately not cooperated.

    But that isn't the case here. If they tried it, then the trustee would have to explain their own incompetence and I can't imagine that the court would have much sympathy.

    In other words, I agree. Tough, it's too late.;)

    an SOD (Suspension of Discharge) has to be granted by the court whilst an undischarged bankrupt, sounds like too late in in the OP's case.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    JCS1 wrote: »
    an SOD (Suspension of Discharge) has to be granted by the court whilst an undischarged bankrupt, sounds like too late in in the OP's case.

    It was the technical section at the IS enquiry line that told me that it could be revisited after discharge in the case of misconduct or concealment. :confused:

    EDIT: But they have been wrong before.:rolleyes:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • JCS1
    JCS1 Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fermi wrote: »
    It was the technical section at the IS enquiry line that told me that it could be revisited after discharge in the case of misconduct or concealment. :confused:

    Think it would have to be major misconduct for this to be considered. I've heard of IPA's being abandoned as not signed and too close to discharge date to get IPO/SOD hearing.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    JCS1 wrote: »
    Think it would have to be major misconduct for this to be considered. I've heard of IPA's being abandoned as not signed and too close to discharge date to get IPO/SOD hearing.

    Agreed. It would have to be a major case of that!

    Sorry. Just in a pedantic mood.:o
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • JCS1
    JCS1 Posts: 5,335 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fermi wrote: »
    Agreed. It would have to be a major case of that!

    Sorry. Just in a pedantic mood.:o

    No problem, I should have been more clear in my post. They tend to go a bit awry 2 nights a week when have college after work, only 6 weeks to go though :D
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