Personal accident cover with car insurance

shazam

Hi,

I am getting quotes for new car insurance and all the quotes provide different kinds of cover. But there is one I am not sure about is personal accident cover. Do i need it? I have health insurance, does this mean that I do not need to pay the extra £25 for this extra cover?

Thanks in advance:rotfl:

Oscar_The_Grouch

Personal Accident is different from Health Insurance. Health insurance relates generally to sickness, where PA cover is for accidents and wannabe Darwin Award Winners (I particularly like the one about the plonker who cut off his own head with a chainsaw when trying to show off to his mates).

I'm not a great fan of the cover, but it does have it's place. Many policies build a certain amount of PA cover in for free, so I would have a look at the small print and find out exactly what your extra £25 is buying you before you sign up.

shazam

Oscar_The_Grouch wrote: »

Personal Accident is different from Health Insurance. Health insurance relates generally to sickness, where PA cover is for accidents and wannabe Darwin Award Winners (I particularly like the one about the plonker who cut off his own head with a chainsaw when trying to show off to his mates).

I'm not a great fan of the cover, but it does have it's place. Many policies build a certain amount of PA cover in for free, so I would have a look at the small print and find out exactly what your extra £25 is buying you before you sign up.

Thanks!:beer: