£25 change of vehicle fee on car insurance

Keith

mistyarthur wrote: »

you could get insurance that covers you on any car upto say a 1.6 through ecarinsurance and its not overly expensive either, only cost an extra £50 ontop of the cheapest quote for me.

Which policy is that?

As I can't see a drive any car policy on their site

stuu_2

shelly wrote: »

If you feel it isn't fair why did you agree to the terms and conditions?

Easy solution is don't change your cars so often.

because their the cheapest insurer!

stuu_2

mistyarthur wrote: »

you could get insurance that covers you on any car upto say a 1.6 through ecarinsurance and its not overly expensive either, only cost an extra £50 ontop of the cheapest quote for me.

ill try them thanks :T

mistyarthur

Keith wrote: »

Which policy is that?

As I can't see a drive any car policy on their site

I should have said, you have to do a business policy but you can put in that your self employed and that works ok. Maybe other implications? Don't think so though. You could always phone up your current insurer and see if they do it, I think some of the big ones do they just don't really advertise it.

tinkerbell84

mistyarthur wrote: »

I should have said, you have to do a business policy but you can put in that your self employed and that works ok. Maybe other implications? Don't think so though. You could always phone up your current insurer and see if they do it, I think some of the big ones do they just don't really advertise it.

Not if you're not self-employed you can't!!!

dunstonh

because their the cheapest insurer!

So what are you complaining about then? They strip their charges from the premium but have standalone charges for services (like many others).

I should have said, you have to do a business policy but you can put in that your self employed and that works ok. Maybe other implications? Don't think so though.

Of course that is fraud and can result in the insurer refusing to pay out in the event of a claim.

shelly

stuu wrote: »

because their the cheapest insurer!

So maybe it would be better for you in the long run to go with a co that have a more expensive premium but don't charge everytime you want to change a car?

Steve1981

stuu wrote: »

no im not a motor trader, even though the £25 may well be outlined in my policy booklet it still doesnt make it fair, infact in my opinion, its a complete rip off, just another way of insurance companies to take the !!!!...

just read that back to yourself, so even though you were informed of it when taking the policy (FSA regulations) and even though you are fully aware of it, its not fair. "Its not fair" is a phrase used by children who dont want to go to bed when their favourite aunt and uncle are over, no an adult who has agreed to a financial contract. its a business agreement that you agreed to remember that. I dont see that you have a leg to stand on when it comes to complaining

If you dont like it change insurers, though most are now charging admin fees in the £20 plus area, and the FSA have said that anything up to £50 is considered reasonable for an ammendment.