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advice on having kids

hey everyone

Ive been married for almost 3 years now and have bought a house 2 years ago. We are both 26 and want to start a family but am worried about loss of earning and keeping up with the mortgage etc

We have a combined wage before tax etc of £30,000 my wife earns £15,550 basic without enhancemnets as she works nights.

What sort of things could be claim if we were to start a family?

any ideas or advice on who can advise us further would be great :D

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