We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

advice - selling car, rectify all faults?

kipperman
kipperman Posts: 254 Forumite
Part of the Furniture 100 Posts Photogenic Name Dropper
Hi, after 4 years the family Multipla is being sold ( nicknamed by my wife as the Arkinsaw chugabug (?wacky races)).

Question is - there are a few dings, and in particular some mild damage to a front bumper where a suicidal pheasant met a sticky end. Should I rectify all the faults and try to get full whack, or leave them but sell the car for a lower price.

The latter is, for me, the easier option but have not sold a car privately for yonks. Any advice would be gratefully received.

Comments

  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    Look at the prices good ones are fetching over "lived in" ones and see how much the repairs are going to be. If the repairs are less than the difference in the values, get it done.
  • in2deep_2
    in2deep_2 Posts: 360 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I would do any mechanical stuff first (if needed) then as conor said if the price gain is worth the outlay get the dings done, other wise just give it a major clean and wax.
    Despite a few carpark dings a clean tidy car will always sell before the same car dirty.
    'Beware of little expenses. A small leak will sink a great ship'. -Benjamin Franklin.
  • A car that looks as though its been cared for will be much easier to sell than one that hasn't.
  • michaels
    michaels Posts: 28,608 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I would never condone fraud but I'm kinda thinking that whenever we sell our multi (which for some reason has no nickname) I might switch to a zero excess insurance and then have an unfortunate accident with the garage door that scratches the side and back of the car...
    By the way the annual multipla meet up (Ugly Bug Ball) is next Sunday (18th). Check out mulitplaOwners.co.uk for more details - you might also find someone there or on the forum who is interested in the Chugabug.
    I think....
  • goldspanners
    goldspanners Posts: 5,910 Forumite
    A car that looks as though its been cared for will be much easier to sell than one that hasn't.

    correct,imagine you are the buyer.
    ...work permit granted!
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    michaels wrote: »
    I would never condone fraud but I'm kinda thinking that whenever we sell our multi (which for some reason has no nickname) I might switch to a zero excess insurance and then have an unfortunate accident with the garage door that scratches the side and back of the car...
    What do you gain out of it? Zero excess will cost more, it will look suspicious swapping and *then* having an accident on your own property, and you'll lose NCD and have to notify any insurers of having made a claim which will increase premiums.
  • michaels
    michaels Posts: 28,608 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    anewman wrote: »
    What do you gain out of it? Zero excess will cost more, it will look suspicious swapping and *then* having an accident on your own property, and you'll lose NCD and have to notify any insurers of having made a claim which will increase premiums.

    All true but it would be with a new insurer (on renewal) rather than a change with the current insurer, the ncb would be protected, and my wife and I both have full ncb and with only 1 car we maintain the entitlement by swapping the insurance between each other's names every 12 months anyway. Yes the named driver would have to disclose the claim on each renewal for 5 years but the claim for a three damaged panels plus a bumper would I am sure be considerably more.

    All hypothetical tho as this would clearly be fraud.
    I think....
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    michaels wrote: »
    I would never condone fraud but I'm kinda thinking that whenever we sell our multi (which for some reason has no nickname) I might switch to a zero excess insurance and then have an unfortunate accident with the garage door that scratches the side and back of the car...
    By the way the annual multipla meet up (Ugly Bug Ball) is next Sunday (18th). Check out mulitplaOwners.co.uk for more details - you might also find someone there or on the forum who is interested in the Chugabug.

    Ugly Bug Ball...I love it. You certainly need a certain type of character to own one. As regards the insurance claim, yeah it may be zero excess but next years premium will go up and you'd have to declare it on any quotes.
  • kipperman
    kipperman Posts: 254 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Cheers for your replies. Nice to see some other multipla owners out there. We did have a Fiat Punto some years back and it seemed to pick up carpark dings very easily, and I wonder if Fiat steel is perhaps thinner. We had to replace the darned spare tyre hoist after just ONE use- I took it apart out of curiousity and found that the worm drive in it had been made from the cheapest and nastiest alloy ever, and had literally disintegrated inside the hoist.

    I probably will get the work done - probably avoids any aggro. Interestingly I could presumably claim for the damage done by the pheasant, but once you look at excess and the fact that they will stick you for a higher premium next year ( despite having no claims bonus protection) it will probably not be worth it
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347.2K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.8K Spending & Discounts
  • 239.5K Work, Benefits & Business
  • 615.4K Mortgages, Homes & Bills
  • 175.1K Life & Family
  • 252.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.