Halifax High Interest, ISA, Websaver Money Distribution

bargaindoctor

Hey guys

Would love some thoughts on money distribution to make the most of your money.

Currently I have 1 ISA with Halifax, and the rest of my money under £10k distributed pretty equally in a main Halifax account, a high interest Halifax account (which I'm supposed to put in £1k a month minimum - but surely I can just transfer £1k every month from another acc and withdraw it ?) and a Websaver Halifax acc.

I am not sure if this is the best way to 'save' my money. I probably can take £5k and put it into 'higher risk' ventures - I do alot of startups and online ventures so I could just reinvest that money online.... or I can put it into things like index funds and what not.

I also wondered if I am better off putting the money in the high interest Halifax in another websaver account or max cash ISA...

Sorry I'm not very good with the fineprint on these things so appreciate any advice/suggestions