Recommend a CC for my circumstances?

pa49

I would like to apply for a CC but don't know which?
I obtained my credit file approx 12 months ago and there was nothing adverse on it, but, nothing to show a positive position either. Just a recent mobile phone application which has now run 15 months and no late payments.
I had operated on a basic bank account for a number of years as HSBC refused to give me a full cheque account. I had previously not used my full account for some time and they had downgraded me!
So after the report check I applied to Abbey for a full personal account (I already had a saver account) and was accepted.
So what CC would anyone suggest as being a little forgiving in the circumstances?

dhassen

What do you want to use the CC for?

pa49

dhassen wrote: »

What do you want to use the CC for?

To ease online purchases and for use abroad.

emma396

for use abroad, nationwide, post office or abbey

pa49

emma396 wrote: »

for use abroad, nationwide, post office or abbey

Thanks emma, but, Abbey don't want to know me (tried for the new Zero card).
Should I try Aqua or Sigma/JJB?

dhassen

I'd suggest going for one of the sub-prime 'credit history building' cards if you've no real history... then going for somthing better in a year or so after good use. Can't find any info right now about them.... sure it's easy enough to find though

jimbo26

Try these.

Capital One Classic https://www.capitalone.co.uk/creditcards/secure/application.jsf

Barclycard Initial http://www.barclaycard.co.uk/personal-home/cards/initial/index.html

Halifax Classic http://www.halifax.co.uk/creditcards/classic.asp

skyrider007

or MBNA Standard MasterCard

https://wwwa.applyonlinenow.com/UKCCapp/Ctl/entry?sc=8cl38gs01_ost&mc=SME-AP-11111-15431