Mizmir's determined to get there diary

taxi73

What a great amount to come home with..well done xx

boredofbeingathome

Sounds like you are back on track with the extra money miz..i can sympathise on the shattered stakes i am absolutely cream crackered.x

Karmacat

Excellent stuff - me too for sympathising with you on the being knackered, tho I'm recovering from it rather than suffering from it.

mizmir

Morning all. On briefly over coffee before I go and get on with my dog training assessment - has to be sent off tomorrow so I really MUST finish it. Dragon - will use the cash to live on till pay day I think and pay the cheques in then off a debt - so half and half. Am down on repayments this month but have had a lot of work expenses many still to come in so am expecting to be able to do a big hit later in the month - fingers crossed. In fact I need to revise the current debt figures as they have gone up due to expenses. Not sure whether to do this then knock them down again when paid up or leave it on the grounds they will be covered (but not see the debt moving much). Oh the psychology of debt management! :rotfl:

The_Dragon

mizmir wrote: »

Morning all. On briefly over coffee before I go and get on with my dog training assessment - has to be sent off tomorrow so I really MUST finish it. Dragon - will use the cash to live on till pay day I think and pay the cheques in then off a debt - so half and half. Am down on repayments this month but have had a lot of work expenses many still to come in so am expecting to be able to do a big hit later in the month - fingers crossed. In fact I need to revise the current debt figures as they have gone up due to expenses. Not sure whether to do this then knock them down again when paid up or leave it on the grounds they will be covered (but not see the debt moving much). Oh the psychology of debt management! :rotfl:

Down on repayments this month but overall you are ahead of the game and this is the main thing!

taxi73

The psychology of debt busting is hard...you're right there!¬!!!...I like to add extra debt on then knock it off as I pay it IYSWIM.

mizmir

Right - have decided to follow Taxi's lead on this one and include the unpaid expenses in the debt figure - shoots it back way over the £20K figure but we have in the order of £2K due back to us over the next few weeks or months (depending on how efficient work is at paying). Easier to manage this way (don't have to keep two tallies) and will get a nice psychological boost when the expenses payments come in!

Good start to today - a payment came from a US publisher I had done some extra work for - they had said they would give me $125 for it - but they have given me £125! Wonderful people! It's gone straight off one of the cards. Today am finishing my assessment - has to be with them by Friday so must be in the post first thing tomorrow at the latest to be safe. Made good progress yesterday so today it is mainly writing up practical stuff. Am getting there.

Will allow myself little treat breaks on here - so if you see the light on for too long give me a kick!

hypno06

That's good news on the extra £125 :T

Good luck with finishing that assessment.

boredofbeingathome

Well i get a boost from paying stuff off, but do find it a bit of a merry go round...as something else creeps in to build it back up again! We too are awaiting some money owed to MR.B for expenses, quite a bit over.. £800, would be nice if we got it some time before Christmas!
In the mean time i always feel like it has been paid out twice over, if that makes sense..so when we do get it back doesn't really make a dent!

mizmir

Right - must go. Shower, dressed then assessment. If you see me here before lunchtime shoot me!