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RAC Legal Expenses Insurance - from £4/person/year

cc25
cc25 Posts: 316 Forumite
At renewal of my motor policy, my insurance company wanted £18 for "Legal Expenses Insurance". Not wishing to dispense with the legal expenses cover entirely, I looked around for alternatives.

RAC Legal Expenses Insurance offers Family cover for up to 5 drivers for £20 per year. As there are 5 drivers in our family (the drivers do not have to reside at the same address), it seemed to be a good deal at £4 per driver per year. Even at £10 for a single person, it is cheaper than the £18 I was quoted by my insurance company. These prices are for a 'continuous annual payment' ie direct debit arrangement.

Although the website quotes different prices depending on whether or not you are an RAC member, when I phoned, the helpful woman said she only had one price on the screen, which was the (lower) members price!
People are more important than things

Comments

  • Thanks for this. I am shopping around for motor insurance at the moment and always opt for the legal cover but it usually puts more than £20 on the policy so this seems a good deal.

    (For me anyway).
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Legal expeses cover, is actually very cheap for providers to buy in and sell on at high prices,as add on's to motor and home insurance policies, for example I have a policy which includes home, motor , employment and tax -for the year- includes, self, spouse and children, at IMHO very low cost

    Unfortunately due to regulations/ setup I can't offer it for general sale ( looking at ways around this issue)
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
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