Home Information Packs

JeannettePrice

Hi all

If you are thinking about selling your home, look around for a HIP provider. You can save between £100 and £150 if you buy from an independant supplier rather than who your estate agent or solicitor uses.

This is because the solicitor or estate agent will often add their handling fee and get the Energy Performance Certificate from a panel provider that also adds on a handling fee.

Try searching for HIPs in your area on the search engines.

Hope this helps.

Jeannette
Wirral

david29dpo

When comparing prices, also compare it contents.

tbs624

Jeanette - are you hoping to drum up personal business via the forum? Maybe better for you to do it via the Referrers section?

BobProperty

tbs624 wrote: »

Jeanette - are you hoping to drum up personal business via the forum? Maybe better for you to do it via the Referrers section?

Yeah we've already got one Tiger Charm Salesperson on here.

harryhound

Hi Jeanette,
Can you post a link to a definitive but easy to understand non profit making site, that lists what is meant to be in a HIP please.
Harry

poppysarah

http://www.homeinformationpacks.gov.uk/consumer/3_Whats_in_a_Home_Information_Pack.html

This page lists

• Compulsory documents ('Required') - for example, the evidence of title that proves it's yours to sell.
• Optional documents ('Authorised') - such as the Home Condition Report which gives buyers a clear idea of what work, if any, needs to be done to the property.

tbs624

The following may be of interest to some, on the subject of HIPS:

http://www.splintacampaign.co.uk/

http://petitions.pm.gov.uk/homeselling/

http://www.homeinformationpacks.com/ (don’t let the fact that he’s an Estate Agent put you off…;))

dexters_mum_2

Remember though, if you have searches in your HIP (when selling) that your buyer will also need to commission the same searches as only an individual who commissions a search can sue on a search, plus many mortgage lenders are still not accepting HIP searches, so buyers should be aware that a HIP doesn't always make things easier and they may still have to pay for searches.

harryhound

If I could look at the HIP before looking at the house, probably by viewing it on-line, that would be really useful. There are some houses that I would not bother to go and see at all and others where I would be in a better negotiating position when I walked in the front door.

It pays to buy with your head not your heart. Knowledge is power.

Richard_Webster

only an individual who commissions a search can sue on a search,

Where did that idea come from?

If I could look at the HIP before looking at the house, probably by viewing it on-line, that would be really useful. There are some houses that I would not bother to go and see at all and others where I would be in a better negotiating position when I walked in the front door.

You should be bale to look at a HIP before viewing. Agents have a duty to make it available to anyone reasonably wanting to see it. They can charge a reasonable fee for this, but would probably only do so if they had to provide a hard copy or one on a CD.

However I am fascinated to know what there would be in the average HIP that would put an average buyer off viewing. Could someone enlighten me - the covenants in the Land Registry entries - or the location of the nearest public foul sewer- or an old house having a low energy rating - or what?

Yes, there will be the occasional case where the house is unfit for habitation, or there is a proposal for a motorway through the back garden - but these kinds of things are pretty rare.

david29dpo

Most buyers will not understand most its contents anyway, except the EPC perhaps. The HIP is mainly a document for the buyers solicitor.