Are application forms usable as a CCA

RAS

jimm24 wrote: »

the dca is network credit,and the account is a jewson trade account?

Hi

If this is a trade account it may not be covered by the Consumer Credit Act. Can you ring National Debt Line or similiar to check the appropriateness of the legislation to your account.

Likewise, you would not get a consumer credit agreement for a standard bank account or most moblie phones.

kel123_2

It is against OFT guidance for 2 DCA's to chase the same debt

Check out the following document

Office of Fair trading
Debt collection guidance
Final Guidance on unfair busines practises
July 2003 (updated December 2006)

and for certified Bailiffs (can also come into play as it covers the whole secter)

Department of Constitutional Affairs
National Standards for Enforcement Agents
May 2002

jimm24

Thanks Kel will look into this