Tips for Student to save money - Or spend less

Celox

So I wouldn't spend so much on keeping a car, I currently use my dad's car at the weekends and walk to college during the week. My dad uses the car during the week and then shares my mum's car at the weekends. It saves a lot of money as only one tax disc between the two of us, one MOT, one lot of insurance and I pay for the petrol I use. Plus as I'm only a named driver, the insurance was about £450 cheaper than having my own policy.

I cant really do that, I work on Wednesday afternnon when my step dad is at work, and Friday evening, and leave before he gets back, plus walking to college, I've done it before when I didn't have my car, and it took a hour or so, which doesn't seem bad, but I would have to get up at 7 to leave by 8, and then getting home, sometimes I dont finish college until 5.30, and I'm not in the mood for the walk back.

Insureance of my step dads car would be more than mine is at the moment fully comp (I paid just under £1k, fully comp), as his engine size is bigger than mine (although was more when we looked at it last time). I dont really want to go 3rd party, I've only been driving a year.

And I'm not aware of it needing to be done, but it keeps my mind happy, I've already had my breaks go, and something in the engine (Head gaskit?), there is talk of my dad swapping my car for my sisters as its newer (when she sells hers, plus my dad paid for my car/insureance/mot/service when I got it, so he may help me with it again).

I've also put my name down for more overtime on Sunday (<3 Sunday rates xD).

kacie

when your tax is due only tax it or 6 months then next time you wont have them all due at once

vicky_kidder

I'm sorry Celox, but while I'm sure you're good with money, as an 18 year old who clearly stated that you can't stop spending (not a criticism btw, I'm the same!) I would steer clear of the matched betting unless you know you will be VERY strong-willed.

Celox

vicky_kidder wrote: »

I'm sorry Celox, but while I'm sure you're good with money, as an 18 year old who clearly stated that you can't stop spending (not a criticism btw, I'm the same!) I would steer clear of the matched betting unless you know you will be VERY strong-willed.

Yeah, I play a online game (Without real money) and I get way to greedy in that and end up losing it all xD.

kacie wrote: »

when your tax is due only tax it or 6 months then next time you wont have them all due at once

Tax is due in December, so thats not a problem to pay as I get xmas money, and last time dad got me that for my present, plus xmas = lots of overtime xD