moneymabels debt free by 2009 challenge

jenjade

hi tattycash are you saving to pay of a debt? or are you debt free? welcome to the thread. i LOVE it here

tattycath

Debt free??? :rotfl::rotfl::rotfl:I didn't know it was april the 1st!!! :rotfl::rotfl::rotfl:

jenjade

yeah i am really hoping the life insurance is cash back if it was just to pay my morgage off i have paid them £1,008 over 10 years for nothing. i am hoping it is cash if i live even if i have to pay for another 10 years. best to know either way i may have £8.40 a month extra to pay off my debts!! just wish i had looked into it earlier

jenjade

sorry tattycash, is your debt £2,000 or is it a secret? you sound very money wise and have given some fansatic tips. i think you have a lot to give to this thread.
mm- has your bank changed over completly now? was it stress free?

tattycath

debt free? no no no no no!!! unfortunately not... where shall I start...
We have a loan of over £5000
a Mortgage over £90,000
Expensive children or should I say children with expensive tastes- my DD came home the other day with a letter for a trip next february costing £1000,00-she is sweetening her daddy up at the moment :Dv Other DD going to France Next week and other DD...I'm sure something will crop up at some point and she does need a whole new wardrobe of clothes.
we want to get married
I desperately need a holiday, so we have to get rid of debt so there may be an opening to go in.... a couple of years!!!!

moneymabel

tattycath wrote: »

Debt free??? :rotfl::rotfl::rotfl:I didn't know it was april the 1st!!! :rotfl::rotfl::rotfl:

LOL!! Sorry Cath have added you now, twice by mistake!! Will go back and delete one of them, computer being a nightmare again so will have to go now I think before it boots me off again.

moneymabel

bank transfer complete apart from direct debits, will let u know how that goes at the end of the month

jenjade

ok thanks mm
wow sound like you have loads to do cath!! how are you making money at the moment?

tattycath

Thanks Jen, I've learned alot in the last 2 years. My grocery challenge is going well this month. I've only spent £50-last month I went over the £200 I had set myself by £75. I did get lots of stuff I don't buy every month, tins and staples like pasta and rice and cleaning stuff. At the moment if it so much as moves I get the camera out and get it ready to sell!!!
Unfortunately I like carboots too, both selling and buying. I can often be found in charity shops. I do like auctions but unfortunately I haven't been to an auction for nearly 2 years!!! But once we've decluttered ... again and got some bills paid I shall be finding out when the auction houses are open

tattycath

I do quidco, pigsback, sell on ebay. OH has his own business, but it's very difficult at the moment-very difficult. I'm thinking I will have to go and get another source of income and will have to let him sort the business out. We need a more reliable source of income, so we know what's coming in definitely every month and not just guestimates