moneymabels debt free by 2009 challenge

jenjade

cool does mm live in somerset? i have a feeling she might

moneymabel

blimey hayley that's a big day you've had! Hope u manage to decide what to do for the best- a lot to think about!

Jen- tracked very quickly , not validated yet . Was thinking of changing anyway as a few people in my area have had cards cloned from nationwide, also they only pay 0.10% interest and a&l pay 8% in first year.

moneymabel

nope not somerset I live in barnstaple in north Devon, strange how we are all from local area!!

thepinklady

Its not so much of a shocker as always planned to move back home, but didn't realise it would be this soon. Only lived here 2 years. Maybe going home is what i need. My OH and I will prob live with my folks for a bit, then once he's settled at his new place of work we will look to buy our own place.

I'm just looking for more companies to sign up to on Quidco. I do need an ISA account to start saving so might look if i can get a good deal.

moneymabel

will that help with your debts living with your folks? Will u have to pay a lot of rent?

moneymabel

only ISA I could see on quidco was that stocks and shares one, let me know if u find another one.

thepinklady

I live with my folks now in Somerset, I only pay £100 hehe! They even say to leave that, but i would feel so guilty living here totally rent free. So i will prob just continue to pay £100, and if my OH lives with us too when we move to kent will both prob pay £100 - that will please my dad!!!!

Stocks and shares ISA, oh god. I wouldn't have a clue. My OH and dabbled in shares, he made just over 1K last year. I would proabably end up losing money if i invested in shares.

jenjade

maybe you should ask him for advice on it if he knows what he is doing. to scary for me!!

moneymabel

yeah- I had a look at it and thought er no, way to complicated!!

thepinklady

To be honest i think he was just lucky, picked good companies and took advice from his mate who works for Barclays dealing in stocks and shares.

The only gambling i do is bingo, and even that is scary when playing with your own money!!!