moneymabels debt free by 2009 challenge

jenjade

£42.87 in paypal need £50 tp take it out

**Amy**

Well done your your sig update Shopaholic! :T Not long till you are debt free. Quidco can take a few months to pay out, but when it does it will be fab.

Well im now feelig very guilty. I had a long lovely chat with my mum last night, told her how well i was doing etc. and she said it was fab (she was the one that told me to pay off debts with APR rate first, and leave hers till last). I know it makes sense to do this, but she has just sent me a text saying thanks for the call it was lovely and that she is so proud of me for clearing my debts and at how well i am doing.

I now feel guilty for 1) borrowing money from her, and then getting into more debt and 2) for not paying her anything back for months.

:rolleyes:

Im wondering if i will be able to pay her back this year. I really hope i can.

x

jenjade

stay focused amy you can do it i think you could start paying your mum this year. if you get rid of thoses debts with interest you will have money to pay her off and you will be able to pay more because you won;t have interset to worry about.
shopoholic well done updating signatures can really keep you focused.
i am really excited about paying mine off but i am so impatitent!!

jenjade

where are you all today? very quite online. i have been and posted all my e bay stuff loads of fast payers last night very impressed. sold loads relisted the leftovers

moneymabel

I'm baaaaack-been at work-booooooo!!

Well done on your ebay sales jen, you're right i'm sure it was only £30 something last time we worked out your monthly payment, summat is up there! hang on isnt there more than 20 weeks til xmas????
great news about your rent payment Amy, bet that was a relief! Please dont feel bad about your Mum, she is obviously very proud of you and im sure if she thought she had upset you she would be gutted , you will be able to pay her back very soon.

Hi shopaholic, you are doing brilliantly, i would stick to quidco, yeah it takes a while to pay out (betfair took 3 months but paid yesterday!) but its free money-dont really care how long it takes! do it then forget about it and its a great surprise when a payment appears! I've got £136 to be paid from them next month:D

**Amy**

Evening All!!!!

Im home... wohoooooo... i nearly missed my stop cos i was asleep, havent done that in years! :rotfl:

And i got home to a letter from Southern Electric for "Final Account Balance", i panicked, i havent been with them for around 18 months... but attached was a cheque for £63.31! :T :j How cool is that! So thats been added to my signature for this month and will be in my bank tomorrow morning.

moneymabel

great news Amy- funny how they take 18 months when they owe you money but if youre a week late they cut you off!!!

**Amy**

Yeah i noticed that!! When i missed my last payment to British Gas (cos of my paydate etc.) i had 6 (yes 6!) letters in the space of 2 days! :rotfl: :eek: All for the princely sum of £25.00 :rolleyes: Eeejits.

Im well chuffed with that now! Im going for a nice hot soak and some tea.

xxx

jenjade

i have just won £57 quid on a free bingo site now i have to struggle with the T&C to get it!! games village.com any of you used it? they give £20 free

moneymabel

blimey 6 letters thats a bit sherbety ( i have adopted that as my word of the year btw!)

i'm a bit miffed coz i cant update my sig yet, wages are there but cant pay the debt coz havent got internet banking details yet, will have to go to town tomorrow, withdraw cash and then pay it in to other account so i can do transfer to my relative, still suppose i could pay in £2 coins then as well. hate town on a Saturday tho