moneymabels debt free by 2009 challenge

**Amy**

:rotfl: You always offer great advice.

Is it 5.30 yet??

x

moneymabel

Awww bless you :-)

afraid i cant help with the time though...its def not 5.30 :-(


why cant it be payday noooooooooooooooooooooooooow ???!!!!!

**Amy**

Oooooowwwwwwww....

I would love it to be payday... that would mean i would be off for 5 days as well.

x

moneymabel

cool-you lucky thing! not long to go though-shouldnt wish our lives away really i suppose!

**Amy**

My stars said that yesterday. It said why was i wishing away Monday 28 July 2008 as I would never get that day back.

Suppose its true really.

Todays is:

It's a tricky day and you could end up berating yourself for all the things you haven't done. Instead, why not focus on the intangible things you have achieved. The thought you've put in, the deceisions you've made and goodwill.

Think thats quite apt.

x

Nichelette

Afternoon everyone

Splitting up Amy's sig was a good idea, it's the only way I feel like I can deal with my debt. We both have the sameish amount of interest paying debt!

I had a look on the savings calculator a second ago, it says I need to save £260.40 per month to be free of the car debt by christmas. At the moment I can probably manage the 40p bit lol. I think as soon as I get a job I'll only need two lots of pay before I'll be able to clear it as I'm going to go at the debt hardcore. Back in my first term of my last uni year I was living on £20 a week excluding big things which I have to pay like car insurance and so on. That's how I managed to claw some savings back (I was down to the bottom of my overdrafts and had nothing left prettymuch). It can be done... that's my plan until I'm debt free. I'm praying we don't lose the house because if I end up having to pay full rent & utilities etc instead of the reduced rent I pay my dad I'll be a bit stuffed.

If the worst comes to the worst I can sell my stash of Argos vouchers :rotfl:

jenjade

afternoon all. amy your signature looks good,

god i have had a very very stressful day!

also had a thought this afternoon my uni exam results come on the 9th august i think scary!! need to think about what to do next about uni i guess

moneymabel

you can do it nicki - keep hold of your vouchers!! Any progress on the job front?
Have u had a bad day Jen? Will be thinking of u on the 9th then- sure u will be fine though

Nichelette

Yes Jen, I'm sure it will be fine .

One of the jobs I applied for had the deadline on Friday so I guess I'll have to see what happens there... though this is the end of Tuesday so now I think about it they probably aren't interested. I applied for another one yesterday but it is taking applications til the 8th and the interviews aren't til the 18th...I wish it wasn't such a drawn out process, I need money now!

I'm thinking about applying for this http://www.sussexlocaljobs.co.uk/jobs-in-crawley-sussex/survey-co-ordinator-crawley-crawley-sussex/222488/ because it sounds like I'd basically be doing something similar to what I used to do (I used to sort out gas surveys), but I think I'm probably underqualified. It would help if they put what it actually pays because then I'd probably be able to work out whether I should apply or not.

jenjade

give it a go nikki the worse that can happen is you don't ge the job. iworth a shot you never. know.
i am going to take the do out need fresh air i think jen