moneymabels debt free by 2009 challenge

moneymabel

**Amy** wrote: »

Hmmmm.....

1) The "I *heart* Money Club"

(:rotfl: )

2) The Cheapskates

3) New Year, New Start

Ok i have run out, will keep brainstorming tho!

x

I like the new year new start as it applies whether you are saving or debt paying. cheapskates is funny though!!!

Nichelette

Thanks, will have a look . If I do decide to venture into it I think I'll wait til I have a job to buy the materials, but I like the idea of being able to spend longer making something more individual as I will probably wind the costume jewellery up a bit when I have a 'real' job. I actually have so many supplies I think I'd probably be able to get at least £500 if I sold them now, maybe more!

One more question (sorry, I'm really picking your brains..this will be the last one!), how is the jewellery displayed in the shop, did you have to provide stands and things or does it work another way?

moneymabel

No problem nicki ask away!! a good website that i got a lot of info and ideas from when starting is about.com (jewelry section-its an american site hence weird jewellery spelling!)
One of the wedding shops displays my jewellery in the gift boxes i privide them with, the other already has their own stands. prob best to put them in gift boxes anyway then they have the option.
setting up the business cost me about £500 but i made a small profit in the first year and this year so far is going quite well , i wont need to buy too many supplies for a while so everything i earn is profit. will be paying tax next year tho i think but i will be debt free so not so bad!
setting up the business was relatively easy,was concerned about my tax return but did it online and it was really easy.

Nichelette

Thank you so much for the info, it's really great to have someone who has already done it to ask. I think putting it in gift boxes and letting the shop decide is probably the best way to go. I had a look at your site, I think the cluster earrings are very pretty .

moneymabel

thankyou- those are my best seller , just made 9 for one customer!anything you want to know feel free to ask.

tattycath

I've just looked at your website too mm and I really like your teardrop pendant. They look really good. I don't think I'd ever be able to do anything as detailed and arty as that mm, and it's all so professional-definitely not something i could do. You should be really proud it must be quite a skill.
By the way I have beaten my £100 today and still have auctions to finish.
Someone sent me a cheque for payment for an item from ebay, I received the cheque today but they have spelt my name wrong...Do you think the bank will honour it? or should I just e.mail the customer and tell them? any advice greatly appreciated. Thanks

jenjade

hi all, not a very good money day today actually a bad day. took dog to the park after work and he came back to me crying he has hurt his mouth. left him in his bed for 20mins to see if that helped he and he cried everytime i touched his neck or throat so off to the vets.. oh no had to take wallet!!
ouch £40 for a jab painkiller and an appointment for tomorrow morning!! got a feeeling that will cost too! kept the receipt as i have pet insurance can i claim for his jab? i have no idea? anyone any advice.
that was £40 i was not expecting to spend to this months money will not be a bit tight! oh dear i hope he is better tomorrow and doesn't cost anymore!!

my quidco it total earned since april with them i have not been paid it all but have been paided some

moneymabel

thanks for the compliments cath but I'm sure you could do it no prob!!
I'd email the buyer and tell them about the mistake then take the cheque and try to pay it in, if not then the buyer will already know they have to send another cheque . The bank may take it I dont know.
Congratulations on your sales though you are doing great ! What sort if things are you selling if you dont mind me asking ?

**Amy**

Hi Jen

Sorry to hear about your dog, fingers crossed he is better soon.

You should be able to claim back the jab but check your excess first (mine is £80 :rolleyes: ). Also it will probably be best to wait until you go tomorrow as you can add that as it is the same problem.

Fingers crossed its not too much.

x

moneymabel

oh jen your poor dog hope he is better tomorrow. I have no idea about pet insurance can you phone them and ask? I would have thought you would get it back as it is not a routine thing like worming or vacinations.