moneymabels debt free by 2009 challenge

thepinklady

I'm totally confused. My Littlewoods minimum payment due last month was £125, i have not ordered anything from the catalogue in about 9 months, so just checked the new statement as that came out today online, and its gone upto £175 a month. I'm really confused how it can go up, even when i paid £200 last month to my catalogue. So the total went down last month, but this month the minimum payment has gone up - thats baffled me!!!

jenjade

i wouldn't have thought they can make they payments that high? if you haven't bought anything or missed any payment i would give them a ring!
it your signature it say you owe the £654.51 i wouldn;t have though they can make you pay £175 a month min on that amount??!
let us know what happens.
although if you pay £175 the debt will be gone in less the 4 months!!

thepinklady

I always pay a lot more than the minimum payment everymonth, but next month i was planning only making the minimum because i have a holiday to pay for (Las Vegas), and a few other outgoings that i need to pay. I think i will speak to them as as you say Jen, that doesn't seem like the minimum payment compared to what i owe. Ah well. I guess my day can only get better....i hope!!!!

jenjade

it has to be better hayley we all have these days where everything goes completly wrong and sets up back. if they have put up the minimum maybe you should point out how much extra you have paid and tell them the at the moment you can only pay the minimum!! will you be offering them a full and final settlement? or were you just going to pay till it is gone?

thepinklady

I don't really know much about full and final sttlements, so was just planning on paying Littlewoods until its gone, which should hopefully be end of July if i can make a big overpayment with Julys overtime payment.

I've just worked it out and i should be able to pay the full £175 at the end of June.

jenjade

ok maybe you should ask amy about full and final payments i don;t know much but i think amy sent a letter not sure if she has heard back yet?

jenjade

so what has everyone got planned today seems quiet on here today?!

jenjade

i was wondering how everyone was doing there are a few member that we havn't heard from for a while if you guys are lurking in the shadows do you want to come forward and update us on your progress? are you guys on track? i havent seem messages from rosyc, shopaholic2008, jenna, little monster, gemsy62, kitkat84, missrich, lornajack how are you all? hope everything is going well

tattycath

Hi, I'm lurking-not on your list but lurking anyway. It's going ok, I have bids of over £40 so far and have sold nearly a fiver's worth already today. I have an offer on an item due to finish in a couple of hours, but I'm hedging my bets a bit and leaving it til it's nearly over, in case I get a better offer on the item
Hayley (((hugs))) sorry to hear about your bag, at least you weren't hurt when they took it. small comfort I know but it could have been alot worse.

jenjade

well done cath you are doing very well!!
ebay is great when things sell!! pain when they don't lol!!