What is a "True Copy"

jimm24

Got a reply today from Hillesden and it says they acknowledge my request,and that if they are unable to forward the original agreement they will be able to supply a true copy of the document that will comply with section 77-79 of the consumer credit ct 1974.
What does this mean?????????????????

MrsTinks

I believe it means a copy of the agreement they would like to have found but minus your signature which means more than likely unenforcable and not what you in fact requested
On the out chance it MIGHT mean a photo copy of the document you signed - do check carefully that they haven't forged your signature though

jimm24

I thought it might be something like that.How cn you prove if the signature has been forged?

RAS

Hi jimm

This is what ililly's mum was sent and it was not a proper CCa as there was no APR on it.




CREDIT AGREEMENT REGULATED BY THE CONSUMER CREDIT ACT 1974

Merchant No xxxxxx dte
Customer: Miss x x account number xxxxxxxxxxx
Date of Birth xx Marital status: ?
Dependants: 0
Residency: Living with parents
Address: xxxxxx

Occupation: Sales - Other
work address 3 yrs 0 mths

Financial: Cheque/Debit card 1yr 0 mths

__________________________________________________ _______________
Your account
then has a blurry blurb which I cannot make out

Monthly payment £10
Credit Limit £250

__________________________________________________ _______________
Payment Protection
blurb about payment protection Proof of residence
1 - bank card
2 - UK Driving Lic
__________________________________________________ _______________
Your right to cancel

signature of customer
yes it is my sig
Date of sig -
Checked and Signed on behalf of TRF
sig of sales assistant plus date

So it was a signed application form not a CCA. Can you edit the above with the details of the doc you have been sent?

stapeley

jimm24 wrote: »

Got a reply today from Hillesden and it says they acknowledge my request,and that if they are unable to forward the original agreement they will be able to supply a true copy of the document that will comply with section 77-79 of the consumer credit ct 1974.
What does this mean?????????????????

It means , they do not have the original CCA, but they are requesting a copy of the agreement you signed . A STANDARD REPLY