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Accounts that went into default and a "full and final settlement figure" was paid

I had a couple of accounts with Lloyds and both went into default, then we managed to raise some monies to clear our debts, and made "full and final settlement" payments against these accounts.


Can I still claim any unlawful charges.?

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Also had some credit cards which were in same position can charges on these be claimeed as well?
My self & hubby; 2 sons (30 & 26). Hubby also a found daughter (37).
Eldest son has his own house with partner & her 2 children (11 & 10)
Youngest son & fiancé now have own house.
So we’re empty nesters.
Daughter married with 3 boys (12, 9 & 5).
My mother always served up leftovers we never knew what the original meal was. - Tracey Ulman

Comments

  • bengal-stripe
    bengal-stripe Posts: 3,354 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A "full and final settlement" is what it says on the tin - full and final.
  • mama67
    mama67 Posts: 1,388 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So do you think I could claim the4 charges for these accounts then as have got some statements and the charges add up!!
    My self & hubby; 2 sons (30 & 26). Hubby also a found daughter (37).
    Eldest son has his own house with partner & her 2 children (11 & 10)
    Youngest son & fiancé now have own house.
    So we’re empty nesters.
    Daughter married with 3 boys (12, 9 & 5).
    My mother always served up leftovers we never knew what the original meal was. - Tracey Ulman
This discussion has been closed.
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