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Only just recieved some charges - what to do now?
pontybridge
Posts: 91 Forumite
Q: What should I do if I have only recently received my first one or two bank charges?
A: Most banks will usually give you one or two ‘free hits’. In other words call up, and politely request the money back. Most times they’ll agree and you won’t have to go through the whole reclaiming procedure.
I have been charged around £70 in the last three months for going over my allowed overdraft. I have read the above advice but was wondering if anyone could offer me any more advice? Is there anything in particular I should be saying and that type of thing? I could do with the money to pay off my credit card!
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A: Most banks will usually give you one or two ‘free hits’. In other words call up, and politely request the money back. Most times they’ll agree and you won’t have to go through the whole reclaiming procedure.
I have been charged around £70 in the last three months for going over my allowed overdraft. I have read the above advice but was wondering if anyone could offer me any more advice? Is there anything in particular I should be saying and that type of thing? I could do with the money to pay off my credit card!
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...
2024 Wins
Burns Pet Nutrition Comp winning 4 Mog books - BH 12 Days of Christmas Day 3 Winner - CultSalon's 12 Days of Christmas Day 5 Winner
2022-2023 Wins
N/A
2021 Wins
£5 ITV Winsday Draw - £100 Range Voucher via Plastikote Survey - BH 12 Days of Christmas Day 12 Winner - x2 Totter & Tumble Playmats.
2020 Wins
£800 Magic FM Daily Pay Day - £50 + x2 £5 ITV Winsday Draw - 70p Topcashback Autumn Comp.
2019 Wins
£50 Amazon Voucher with Subway.
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Comments
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Bump this as I have just found out Abbey National are chrging me 2x £25 for a direct debit bouncing and taking me over my overdraft grrrrr.
Going to give them a ring in the AM,any advice on how to ask for the money back? I havent had any charges in years
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