subsidance or not?

paulsm

My house was built in 1840 ish and one of the rooms upstairs has a sloping floor , on the survey it was put down as something like old settlage/movement , but there dont appear to be any cracks on the walls so I was wondering if it was just built that way seeing as it is quite old , is there anyway of ascertaining as to whether it has moved or not , as this would help out with insurance etc

Doozergirl

It's nearly 200 years old. No doubt it's moved. All houses move over time.

That doesn't mean it is suffering from subsidence. Settlement is normal.

paulsm

would settlage bump up my buildings insurance? and how do I prove settlage against subsidance?

maninthestreet

Settlement is considered normal, and not the same as subsidence.
Do you have any pictures you can upload?

paulsm

no but could take some , what would you need to see?

Doozergirl

Why do you need to prove anything? The answer to the subsidence question is 'no' Your survey says old settlement, that means in their opinion 'not subsidence'

Yes settlement is different to subsidence. Settlement happens to every house.

paulsm

just read my valuation and it says the property has suffered previous movement but sa no evidence to suggest this is ongoing

Snooze

I had a similar issue with one of my houses. You couldn't visually see it but one half of my kitchen was level and the other half sloped downwards towards the window wall! You could clearly feel it under your feet and if you put a corgi ball on the floor it would roll away! :eek:

Turned out to be the same as yours - just some previous settlement and nothing to worry about.

Rob :j

MRSTITTLEMOUSE

We had the same problem with our house,we have had to level a couple of floors as they were on a slant.Our survey also said past movement though settled.House is 120 years old.To top it all we have a mine entry shaft just over the road.We discussed this with our insurance company before we moved who looked into it and said that they were happy to insure as the movement was old settlement and not in anyway subsidence.They said they would'nt of allowed our insurance to go ahead otherwise.

Snooze

MRSTITTLEMOUSE wrote: »

To top it all we have a mine entry shaft just over the road.We discussed this with our insurance company before we moved who looked into it and said that they were happy to insure as the movement was old settlement and not in anyway subsidence.They said they would'nt of allowed our insurance to go ahead otherwise.

Hey, that was the exact same situation as me too! :j

Rob