We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Will I get credit? With crunch..

Hi,

Im soon to take out car insurance and want to pay it all in one go to save fees, rather than monthly as i have done before so im looking for a 0% intrest card.

Now im 19 and in part time work (uni student) but have a reasonable income. I have had three credit cards in the past my most recent being a mint card I applied for at xmas and got over a 1k limit no problem.

Do you think credit card companies will accept me with the crunch and my application being so close to my previous one??

Also I have been with my bank over 5 years.. so im pretty stable.

Thanks

Dan

Comments

  • saxodan
    saxodan Posts: 11 Forumite
    wow... no reply

    anyone???
  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    No-one will be able to tell you if you'll get a 0% card. The recent search shouldn't make much difference. I applied for three in one day and got them all. Try applying and find out.
  • Volcane
    Volcane Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Try with your own bank first if they do a suitable offer :

    Otherwise try:

    Virgin
    Any other MBNA card
    Barclaycard Platinum


    These tend to be the most generous in acceptance and credit limits.
    Best Regards,

    V
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.