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Will I get credit? With crunch..

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Hi,

Im soon to take out car insurance and want to pay it all in one go to save fees, rather than monthly as i have done before so im looking for a 0% intrest card.

Now im 19 and in part time work (uni student) but have a reasonable income. I have had three credit cards in the past my most recent being a mint card I applied for at xmas and got over a 1k limit no problem.

Do you think credit card companies will accept me with the crunch and my application being so close to my previous one??

Also I have been with my bank over 5 years.. so im pretty stable.

Thanks

Dan

Comments

  • saxodan
    saxodan Posts: 11 Forumite
    wow... no reply

    anyone???
  • jimbo26
    jimbo26 Posts: 954 Forumite
    Part of the Furniture 500 Posts Name Dropper
    No-one will be able to tell you if you'll get a 0% card. The recent search shouldn't make much difference. I applied for three in one day and got them all. Try applying and find out.
  • Volcane
    Volcane Posts: 325 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Try with your own bank first if they do a suitable offer :

    Otherwise try:

    Virgin
    Any other MBNA card
    Barclaycard Platinum


    These tend to be the most generous in acceptance and credit limits.
    Best Regards,

    V
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