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Debate House Prices


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House Prices will not correct

As has always been, they will be worth what the buyer will pay.
Therefore house prices will not crash.:rotfl:
«1

Comments

  • The buyer cannot pay as much as he used to.
  • Toto
    Toto Posts: 6,680 Forumite
    Part of the Furniture Combo Breaker
    what a pointless thread.
    :A
    :A
    "Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein
  • You think its starting to sink in that there is a "correction"? and that those who scream "they will rise again!!" are clambering to the hope that "if I was willing to pay this amount, someone else will be as well!"

    .... yea, unfortunately, it may take about 10 years for someone else to be that person. so yes, they will get their money's worth...just not tomorrow, next year, or the year after.
    Debt : 10500 MNBA CC =£3000 EGG CC =£1500 Overdraft = £1500 Loan = £6000
    LBM2 = May 08 - The internet is not serious business :)
  • WTF?_2
    WTF?_2 Posts: 4,592 Forumite
    You think its starting to sink in that there is a "correction"? and that those who scream "they will rise again!!" are clambering to the hope that "if I was willing to pay this amount, someone else will be as well!"

    .... yea, unfortunately, it may take about 10 years for someone else to be that person. so yes, they will get their money's worth...just not tomorrow, next year, or the year after.

    There's an old-ish bloke living across the road from me who has had his house on the market since last summer. It hasn't sold yet and he won't shift on the price insisting that he wants the money to retire to a house out in the countryside. He now owns the house outright so no pressure to pay the mortgage or anything.

    I tried telling him that the house in countryside is also getting cheaper so he should just reduce his price to sell, but no joy. He insists he won't take a penny less than his pride and joy is 'worth'. He gets the estimate of what the house is 'worth' from a neighbouring property that sold in spring 2007 setting a new ceiling price for the street pretty much at the peak of the bubble.

    He seems to have no problems accepting that market values rose by a massive amount in the preceding two years for no apparent reason yet just can't take price drops on board.

    I have a feeling he will be waiting another 7-8 years before it's likely that anyone pays what he is asking.
    --
    Every pound less borrowed (to buy a house) is more than two pounds less to repay and more than three pounds less to earn, over the course of a typical mortgage.
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    You think its starting to sink in that there is a "correction"? and that those who scream "they will rise again!!" are clambering to the hope that "if I was willing to pay this amount, someone else will be as well!"

    That's the Bigger Fool Theory
    http://en.wikipedia.org/wiki/Bigger_fool_theory
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • neas
    neas Posts: 3,801 Forumite
    some people need a few more brain cells oO
  • mr.broderick
    mr.broderick Posts: 3,778 Forumite
    1,000 Posts Combo Breaker
    !!!!!!? wrote: »
    There's an old-ish bloke living across the road from me who has had his house on the market since last summer. It hasn't sold yet and he won't shift on the price insisting that he wants the money to retire to a house out in the countryside. He now owns the house outright so no pressure to pay the mortgage or anything.

    I tried telling him that the house in countryside is also getting cheaper so he should just reduce his price to sell, but no joy. He insists he won't take a penny less than his pride and joy is 'worth'. He gets the estimate of what the house is 'worth' from a neighbouring property that sold in spring 2007 setting a new ceiling price for the street pretty much at the peak of the bubble.

    He seems to have no problems accepting that market values rose by a massive amount in the preceding two years for no apparent reason yet just can't take price drops on board.

    I have a feeling he will be waiting another 7-8 years before it's likely that anyone pays what he is asking.

    Anecdotal tosh..gosh !!!!!! you really are beginning to sound desperate you biff.
  • boinging_2
    boinging_2 Posts: 403 Forumite
    I've been Money Tipped!
    Anecdotal tosh..gosh !!!!!! you really are beginning to sound desperate you biff.

    You're the biff remember... Sheesh talk about plagiarism.
    Keep the right company because life's a limited business.
  • mr.broderick
    mr.broderick Posts: 3,778 Forumite
    1,000 Posts Combo Breaker
    boinging wrote: »
    You're the biff remember... Sheesh talk about plagiarism.

    Actually i've just ordered a sheesh kebab
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As has always been, they will be worth what the buyer will pay.
    Therefore house prices will not crash.
    Houses are worth what somebody will offer and be able to pay - if they can find or borrow that much.

    Therefore house prices are crashing.
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