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Capital One % Balance transfer on TV last night

Capital One % Balance transfer on TV last night
They said 0% until 2007, did I hear this correctly?
Anyone have any details?

Thanks

Comments

  • Mr_Skint_2
    Mr_Skint_2 Posts: 5,183 Forumite
    Yep until Jan 2007, well thats what I saw.
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    At least 2 threads on MSE already about the deal. Also a complete analysis of it on the stoozing website. It is also on CapitalOne's home page. Bottom line is it is 0% until January 2007, has a 2% BT fee which is UNCAPPED so, for example, BT-ing £10,000 would cost you £200.
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • GH
    GH Posts: 366 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    How generous are CO with their credit limits?
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    GH wrote:
    How generous are CO with their credit limits?

    Not bad. I had 20K on a 0% for 9 months deal, and then £9K on a 18 month at 0% deal.
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • Clariman wrote:
    Not bad. I had 20K on a 0% for 9 months deal, and then £9K on a 18 month at 0% deal.

    Was that two separate cards?

    How long did you wait, having cancelled card no1, before you applied for card no2?

    I cancelled my Cap One Plat card in June, so very interested :D
    Warning ..... I'm a peri-menopausal axe-wielding maniac ;)
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Was that two separate cards?

    How long did you wait, having cancelled card no1, before you applied for card no2?

    I cancelled my Cap One Plat card in June, so very interested :D

    Yes, the cards were at different times, but only about 2 months between closing one and applying for the next. You should be fine with re-applying now if your old one was cancelled in June. Cap1 are very good with that ... much better than most who tend to only treat you as a new customer after 6 to 8 months.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • GH
    GH Posts: 366 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I was turned down for Virgin a couple of weeks ago as I still had an MBNA card active. Is it too soon to apply for a CO card then?
    As an aside , I had just come to the end of the MBNA 9 month 0% deal and they offered me a further 6 month deal at 0% .
  • loobs40
    loobs40 Posts: 1,233 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    will they allow balance transfers from bank accounts or just credit card accounts? I couldn't see anything about this in the blurb
  • loobs40
    loobs40 Posts: 1,233 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    will they allow balance transfers from bank accounts or just credit card accounts? I couldn't see anything about this in the blurb
This discussion has been closed.
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