Merry's Bankrupt Life - OR Interview tomorrow - 07.07.08!!

blind-as-a-bat_2

So_Sad_Angel wrote: »

Thanks for that...strangely though the `chosen path` is still `not chosen` ....for me yet anyway. I may post an update as have conflicting issues re OH BR, CCCS, etc,etc,...my situation is very messed up!!!

Nite Angex

well that explains why we are the only two left then:o My journey may be finished but my OH,s isnt and im trying to avoid the same path as i took for her so where both still in limbo. if that makes sense

Night try to sleep well

So_Sad_Angel

blind-as-a-bat wrote: »

well that explains why we are the only two left then:o My journey may be finished but my OH,s isnt and im trying to avoid the same path as i took for her so where both still in limbo. if that makes sense

Night try to sleep well

Strangely I know exactly what you mean!! Ax

Merry_Gentry

blind-as-a-bat wrote: »

Its taken six months for anyone to notice, now everyone wants to know :rotfl:

Ill PM you

Are you gonna share your secrets then?!!!

Merry_Gentry

Tuesday 13th May

* Completed properties section on BR forms

* updated record of savings for the renting and going BR - looking on track which is great :j

* no further on selling the car, but as I said to H earlier this evening if they sell, they sell - if not, then the OR will probably take them anyway

* Slightly different help needed though.... I ran a small business from home - selling diet products. I used the money to make up the shortfall in our income, etc and registered for tax last year. It cost me £3,000 in tax last year :eek: :eek: and as yet I haven't done my tax return for 2007/08. I ceased trading at the end of March (when we first started looking into our finances, etc) but need to know how to fill this in on the form 6.27 and 6.28.

Any hints or tips please? Thanks

So_Sad_Angel

Evening Merry.

New avatar?....gosh looks a bit scary!!!

Sorry can`t help with tax questions but you are soooo organised!!!

Angiex

Merry_Gentry

Just experimenting - can you tell I'm a bit bored?! Wish I was a bit more organised to be honest - am determined to change that in the future!

So_Sad_Angel

You sound organised to me! I must admit that although I manage to convince everyone that I am efficient & on top of my workload at work...inside I am a mess!

I should have done a diary thread myself but would be so full of indecision that no-one would be able to keep up!!

Bad day today...I stopped paying my CC`s this month (on CCCS advice) & although no-one has rung yet...feel like I`m waiting for it all to kick off!!

Need to write those `can`t afford to pay...heres £1...sorry!` letters but just feel its all too much!!

Ax

Merry_Gentry

Oh babes, sending you some (((HUGS))) - we've started getting the bills in, reminders, etc and it has made me take a huge GULP :eek: The reason I do this diary is to make myself do something every day otherwise I think I would be paralysed!!

How about a mail merge? That would get it over and done with quickly..... :think:

So_Sad_Angel

Don`t know how to do mail merge...could do with it...so many letters!!

I have never defaulted on anything ...ever!! always found money from somewhere (hence the mess I`m in) After OH went BR last week I seem to have lost my way...I had intended to try DMP & the BR if that did`nt work but having spoken to CCCS I feel completely lost again!!

I am going to see if I can get into seeing NED CAB who are local to me but told I shall have to wait ages for appointment by which time the bills will be still further in arrears!

Like I say...bad day today...could just sit here & cry but whats the point in that!

Ax

Merry_Gentry

Sometimes a good cry can help you know - clear the head, let it all out, start to see the wood for the trees.....

......I know what you mean about never defaulting on anything - robbing Peter to pay Paul was definitely my way, so ignoring these letters, etc feels alien to me.

What did CCCS actually say to you??