Car no MOT, who's to blame?

Inactive

m.colak wrote: »

Sorry i wasn't implying that you have taxed the car i was just stating that if you neither have an MOT OR TAX then your insurance is invalid as the insurance only covers a road worthy vehicle. .

Because a car has an MOT doesn't mean that it is roadworthy, I insure a car with no MOT or Tax, just to ensure it is covered against fire and theft, it is on my drive, that is perfectly acceptable to my insurers.

m.colak

Inactive wrote: »

Because a car has an MOT doesn't mean that it is roadworthy, I insure a car with no MOT or Tax, just to ensure it is covered against fire and theft, it is on my drive, that is perfectly acceptable to my insurers.

I agree however you do need to fill in the form to the DVLA to notify that the car in not on the road and therefore MOT isn't required. I'm just stating that to drive a car on the public highways you need all three with no variations on the theme. You might be able to transport the car on a one way journey from garage to home or back again but you can't drive it anywhere else otherwise you are breaking the law.

Inactive

m.colak wrote: »

Sorry i wasn't implying that you have taxed the car i was just stating that if you neither have an MOT OR TAX then your insurance is invalid as the insurance only covers a road worthy vehicle. .

Which is a bit different to what you suggested above..;)

Insurance isn't invalid if you do not have road tax or MOT.. obviously the vehicle cannot be used on a public road.

vicky_kidder

m.colak wrote: »

Sorry i wasn't implying that you have taxed the car i was just stating that if you neither have an MOT OR TAX then your insurance is invalid as the insurance only covers a road worthy vehicle. If you don't have TAX then you don't have valid authority to utilise the roads (hence car can be crushed). Imagine you crashed into another car and your car isn't classed as road worthy hmmmm i wonder whom the first finger of blame will be pointed at. There has always been an area of grey with insurance companies and police about giving days of grace however the law doesn't have any grey in it and you will be fould guilty if you have any accident with any of these things missing. However on a seperate rant you only still get a maximum of 3 years for running someone over (including causing death) even if you don't have a license, tax, mot or insurance. I think something should be done about that immediately.

Lol, don't worry about it, I'm normally really good with these things but I'm in last few weeks of third year uni so my brain has gone really scatty and I just forgot about MOT!

Never mind, shall have my car home tonight - I've really missed it, haha.

Miseryschild

anewman wrote: »

On a practical note, parking in gear and applying the handbrake lightly helps save the handbrake from wear and tear.

Good tip - just don't do this in a public car park otherwise you might need to pay out for a new gearbox if it gets hit.

~MC

TangledMemories_2

Inactive wrote: »

Because a car has an MOT doesn't mean that it is roadworthy, I insure a car with no MOT or Tax, just to ensure it is covered against fire and theft, it is on my drive, that is perfectly acceptable to my insurers.

This is true. An MOT is only an indication and judgement of the condition of the vehicle at the time of test. However, that said, if an MOT tester passes a car and it is then involved in an accident due to brake failure etc, the MOT tester can be charged with manslaughter if someone is fatally injured.

Did you also know that MOT testers have a "quota" they have to meet? If they fail too many cars on brakes - regardless of whether those cars actually had no means to brake in the event of an emergency stop - VOSA come down on them like a ton of bricks!

Nowt like a bit of health and safety lunacy to keep you going!!

Stephb1986_2

I've just spotted this and i looked at the mot for my van yesterday and noticed it expired at the end of November!!! we have 5 vehicles so its easy to lose track so i got it in for a mot today and its passed

its easy done to forget something like that though unless you put it on a calendar!

Steph xx