A reason not to take out extended warranties?

chocolatechipcookies

bicycle_repair_man wrote: »

the problem is, if you've had the item for longer than 6 months, it's your responsibility to prove the item is not fit for purpose, instead of the retailer having to prove that it is.

If you've had it that long, of course it's fit for purpose.

dangeroussports

You should buy an extended warranty.

If you dont then other parts of the economy will suffer, resulting in negative equity in the housing market and an economic crash. And if that happens then I can only guess what will happen to the poor.


The other thing you can do is buy a packaged account from one of the top three banks and when you purchase your mass produced domestic item Currys (no worries) pay using the linked debit card and voila .....a free (not quite but) extended warranty......

No thats a good idea! Isnt it....ain'it

advent1122

dangeroussports wrote: »

You should buy an extended warranty.

If you dont then other parts of the economy will suffer, resulting in negative equity in the housing market and an economic crash. And if that happens then I can only guess what will happen to the poor.


The other thing you can do is buy a packaged account from one of the top three banks and when you purchase your mass produced domestic item Currys (no worries) pay using the linked debit card and voila .....a free (not quite but) extended warranty......

No thats a good idea! Isnt it....ain'it

....or push it down the stairs and claim on house insurance.
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Who said that?????

TheAlex

So I have a TV that's 2 and a 1/2 half years old which has just broken. It was around £100 from Argos. Reasonably I'd expect it to last a lot longer than 2 years; should I make a claim?

mute_posting

That is upto you - the sticky point is, as it is over 6 months old it is up to you to prove there is / was a fault (not the shop to prove it isn't wasn't faulty) - i.e you would probably have to commission an independant engineer to produce a report or otherwise prove that it hasn't lasted a reasonable length of time.

HTH

MP

sparky.shark

My fridge freezer packed up, lasted only 5 years, had a warranty luckily.
My washing machine packed up 1 year 20 days. Luckily I had a warranty.
My TV 4 Years is about to pack up. No warranty.

I think its luck of the draw personally. I also think that the quality of goods are not as good as they used to be. Sure the outside looks flash, but the internals well that’s probably another story!

Also at the time of buying my fridge freezer the extended warranty was reasonably priced.

The warranty for my washing machine, was another story. Got an extra year from NW credit Card – thankfully. Otherwise they wanted £180 for a £300 machine, so I thought sod it, if it packs up I’ll get a new one.

None the less I am peed off with it going in just over a year. The whole drum was replaced.

emweaver

bicycle_repair_man wrote: »

the problem is, if you've had the item for longer than 6 months, it's your responsibility to prove the item is not fit for purpose, instead of the retailer having to prove that it is.

I thought it was after 6 mths you have to prove the item was faulty at point of sale to entitle you to a exchange? Your entitled to a repair within 12 mths from purhcase so cant see how it can be true you have to prove its not fit after 6 mths.

I myself have managed to get full refunds on 2 camcorders, 1 being 4 mths later the other 14 months later. I also managed to get a new exchange on a camera after 3 mths.

Consumer advice are always there to offer plenty of advice which normally does the trick. Therefore I dont buy extended guarantees.

emweaver

TheAlex wrote: »

So I have a TV that's 2 and a 1/2 half years old which has just broken. It was around £100 from Argos. Reasonably I'd expect it to last a lot longer than 2 years; should I make a claim?

Ring consumer advice, they would tell you if you have a case.

emweaver

On that note I had a whirlpool freezer, lasted 3 years and then broke. Whirlpool said I couldnt expect it to last longer than that which really annoyed me.

Quasar

I have never bought an extended warranty. Usually if the appliance is faulty it will go wrong within the first year anyway.

I have bought over the last 10 year or so: a Sony TV, a video recorder then a DVD player/recorder, three laptops, a Sony DAB HiFi, a phone/fax, and god knows what else. In every case the sales staff tried to persuade me to buy an extended warranty. Had I fallen for it, I'd be a couple of grands poorer. Should anything go wrong with one or even two of these, I would still have saved a wad of cash.

It is always worth risking having to fork out for repairs, rather than getting extended warranties for all appliances.