Monday 28/04/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Check online banking
• Clicks
• storecupboard lunch
• Try and have a no spend day
• Make pea and ham soup with yesterday's left over gammon
• List some books on amazon

Morning everyone, hope you all have a good day, the weekend has flown by.
Hi to any new posters:D

newmum1

Hey all today I will
* Claim all my parking back from work its £35. 80
*check online banking
*park in my bosses parking space (hes out today)
*update my signature
*pay off some of credit card
*have a no spend day

luxor4t

Today:
- cleaned the loo and bathroom with stardrops
- planned store cupboard meals
- quidco clicks done,
- about to do pigsback (hope I have a ct today, only 2 last week, o/s points now overdue)
- must post a refund claim
-

payingfornowt

Morning all.

- Check online banking (Golly gosh I am skint!).
- Eat works lunch.
- "Splurge" On a new Data Stick for spreadsheets!
- "Splurge" On pet insurance.
- Since its already going to be an expensive day I might as well buy some house supplies, will go to mr Tesco with a list after I have eaten.

In a good mood today, cleared one of my debts this weekend (Mummy Payingfornowt).

Good luck everyone.

claireabelle_2

Hello everyone!
Today I have checked my internet banking - nothing in there as it's payday tomorrow!
I have brought in lunch and checked for mystery shops.
I will now update my spreadsheet with all of next month's figures, lovely... seeing that debt coming down is so rewarding.
Going to a sky news debate tonight, so a free night out, as long as i don't spend anything at the bar!
Have a good day everyone
Claire

Snugglepuss

I've got the day off work today specifically to help me sort my stuff out. So today I plan to:

Sort out cupboards and get stuff on Ebay
Change my contents / buildings insurance and reduce annual premium by £78
Cancel critical illness direct debit (sent letter cancelling last week, but need to do the DD as well)
Keep reading here for more tips and ideas!

Cleosmum

I have:

• Checked banking - all ok but MS money still awol :mad:
• Checked ebay sales - 1 ending today currently 10 watchers and at almost £100. Hoping it goes higher
• Checked mystery shops
• Emailed MS co about missing money - Apparently there is an "error in their finance dept" lol.
• Checked Quidco
• Done [STRIKE]almost all[/STRIKE] PB comps, no CT again

And I will:

• [STRIKE]Line dry yesterdays washing[/STRIKE]Airer dry as it keeps raining!
• Do housework for free exercise
• Eat from stores/fridge
• Walk to school to collect the kids

shopaholic2008

Today i will ~

• check budget is still ok and i havnt missed anything out
• check on the stuff i put on ebay
• carry on collecting stuff to put on ebay
• have 2nd nsd in a row
• be on here to keep me motivated

taplady

morning sophiesmum and all!

today I have/will

• checked online banking
• walk into town
• dry washing on airer
• use bread maker
• cook form storecupboard
• joined old style grocery challenge for May
• used stardrops for cleaning
• menu plan for week

hope you all have a good one!

SmellyOldSock

Hello All

hope we're all well

today I will/have

2 loads of washing at 30
line drying the above (keeping an eye on it as it keeps clouding over)
done on-line shop with Asda - free delivery
check on-line banking
remembered to collect prescription from surgery!
Am having some one on one with my dear 3 year old this afternoon
received my free shower timer today! hubbie kept pinching the other to do the kids eggs over the weekend!

take care all

charlotte

Eternal_Optimist

Today I have:
Checked online banking and yes my wages have gone in so that's all good:T
Had my usual free lunch at school as part of my job involves supervising in the canteen:rotfl:
Basically a NSD as the £4 I gave my daughters for lunch is accounted for in the weekly housekeeping budget:j
Phoned the tax credit helpline and renewed my tax credits for the year, it will take a couple of weeks before I get the breakdown of what'll I'll actually get but I know it will definitely go up so that's all good too:T
Now I'm home from work I'll stick a wash on but will prob dry on airer/radiators as weather's been a bit iffy to risk pegging it out.:undecided
Storecupboard/fridge/freezer meal tonight:j

Hope everyone on the forum has had a good Monday:T :j