Ssp

mardatha

Husband is due to run out of SSP any day now but his employers haven't been in touch. We don't want to phone them in case they somehow twist it into him handing in his notice and thus voluntarily leaving his job. We want them to pay him off and then he can go on pension credit.
What happens if they dont get in touch, and one week we find no money in the bank ? :eek: Who do we contact?
And is there a gap when he will switch from SSP to pension credit , where we will have no money coming in at all , :eek: does anybody know?

tanith

I think you need to give us more information ... how old is your husband? What do you mean when you say 'pay him off' ? Does he have a pension?
Does he have sick notes from his doctor? He really should be talking to his company HR dept ... anyway if you could some more information that would be helpfull ... He may be able to claim Incapcity Benefit depending on his circumstances... if has worked for the last 2 yrs at least...

mardatha

Hi and thanks for replying -- his doc says he cant go back to his current job, He is 61, and by "pay him off" I mean when the SSP runs out this company always pay their workers off .
. He got warned to be very careful when talking to them in case what he says can be construed as handing in his notice or saying he wouldnt be back and thus making himself voluntarily unemployed.
We arent sure if he will be able to claim IB or not, I suppose we need to ask the doc if he will continue to give sick notes. I just thought claiming pension credit would be less hassle for him, he's had 3 heart attacks and isnt well at alL. Bit muddled really.:D

krisskross

I don't understand the pay him off bit. Does he expect to get a lump sum?

Once SSP runs out I believe he can go onto Incapacity Benefit but he would perhaps be better off on Pension Credit which would also passport him to other benefits like Council tax benefit and of course it is not counted for income tax purposes. Do you work?

If he expects to get a lump sum then I would hang on for it as well. You might be as well to see a benefit adviser at the CAB who will have all the information you need.

As he is still under 65 think about applying for DLA now, if he has mobility or care needs.

grilli

mardatha wrote: »

Hi and thanks for replying -- his doc says he cant go back to his current job, He is 61, and by "pay him off" I mean when the SSP runs out this company always pay their workers off .
. He got warned to be very careful when talking to them in case what he says can be construed as handing in his notice or saying he wouldnt be back and thus making himself voluntarily unemployed.
We arent sure if he will be able to claim IB or not, I suppose we need to ask the doc if he will continue to give sick notes. I just thought claiming pension credit would be less hassle for him, he's had 3 heart attacks and isnt well at alL. Bit muddled really.:D

Probably best to speak to CAB or BEL. If he does claim IB it's treated as income against Pension Credit so might be better to just claim Pension Credit. Obviously though its a means tested benefit so depending on what income in total is coming in to the household and any savings you'd have over 6k.

mardatha

brilliant thanks for that. I have asked about this before but sometimes it takes time and questions to get it into your head so thanks for patience.!
No lump sum --this is a cowboy contract cleaning company, I worked for them until I got M.E. and they paid me until the SSP ran out then wrote my gp and asked if I was fit to come back. When she said no , they terminated my employment & will do the same with the OH. Think its all straight in my head now, apart from how we actually claim PC but that will be explained to us at the time no doubt. TY again

mardatha

Phoned them today and its jsut as well. The SSP runs out tomorrow and they "forgot" to notify us . They are sending a form "soon". So we willl need to live on fresh air i suppose until it arrives .

krisskross

mardatha wrote: »

Phoned them today and its jsut as well. The SSP runs out tomorrow and they "forgot" to notify us . They are sending a form "soon". So we willl need to live on fresh air i suppose until it arrives .

Just a thought as I don't know much about all this stuff but is there any chance that pension credit could be claimed to 'make up' his SSP to pension credit level? Might be worth a phone call to find out, you never know it could be possible and perhaps backdated.

mardatha

We have claimed pension credit now, he doesnt need sick lines any more so I'm glad... but it takes around 4 weeks to come through, and although it will be backdated I NEED THIS FORUM now like never before ! LOL:D

krisskross

mardatha wrote: »

We have claimed pension credit now, he doesnt need sick lines any more so I'm glad... but it takes around 4 weeks to come through, and although it will be backdated I NEED THIS FORUM now like never before ! LOL:D

Well done. Now think about tackling DLA . after 3 heart attacks i am sure your husband must have at least mobility needs.

Good luck
xx

grilli

krisskross wrote: »

Well done. Now think about tackling DLA . after 3 heart attacks i am sure your husband must have at least mobility needs.

Good luck
xx

if he's under 65 and having difficulties with his personal care or his walking then make a claim for DLA. Its not only things he cant do that they look at but things he can do but with difficulties.