Sunday 27/04/08 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Today I will:

• Check online banking
• Clicks
• storecupboard lunch
• Try and have a no spend day.:rolleyes:
• Cooking roast dinner for oldies so will be eating for free.
• Clean house through with stardrops and microfibre cloths.
• Sort out last years summer clothes in wardrobe for hols in a fortnight and see what I NEED to buy for this year.
• Same with toiletries etc - need to check out what we already have and not let OH go out spending a fortune on sun cream:o

Have a good day everyone. It has been raining solidly here since about 4am:mad: so no chance of getting anything done in garden today.

Hi to all the regulars:hello: :hello: and hi to any new posters:wave: :wave:

RedDino308

Good morning everyone

The dog got me up early for his walk today so I have already checked my online banking.

I'm off to the local carboot sales to try and pick up some toiletries I need.

When I get back I plan to do my first set of daily clicks (woohoo) and monitor my eBay auctions

sophiesmum_2

Good luck with your e bay sales red dino:D

cassey1

Good morning everyone.

Sophies mum,thank you for asking about my kitten yesterday,she is a lot better thanks.

Today i will/have

Keep fit dvd.
Washing on 30,drying on clothes horse. Not raining at the moment,but the sky is black.
-Comps/surveys.
-Hopefully NSD.
-Make lunch for tomorrow.
-lunch today from store cupboard.
-dinner from meal planner.
-sort out more items for next weekends car boot.


Hopefully there will be more,but its a start.

Eternal_Optimist

Today I will:

Check online banking in a mo

Have a no spend day, not going out & meals from storecupboard/fridge/freezer

No washing today, bang up to date on that front:T

Clear out two cupboards that badly need clearing believe me:o I'm finding that getting organised and motivated re. my finances is having a knock on effect on other areas of my life i.e. housework etc...do other people experience this too?

Read my carboot sale book.....a bit of a page turner and lovin' it all the more cos it's in good condition and was so cheappppppppppppp.:j

One of my vices has been buying books....God knows how much I spent on new books over the years:o ....but now I've discovered the joys of car boots/jumbles sales etc......No more of that:T :rotfl:

Hope everyone on the forum has a nice Sunday:j :beer:

got-it-spend-it

Eternal_Optimist wrote: »

Read my carboot sale book.....a bit of a page turner and lovin' it all the more cos it's in good condition and was so cheappppppppppppp.:j

One of my vices has been buying books....God knows how much I spent on new books over the years:o ....but now I've discovered the joys of car boots/jumbles sales etc......No more of that:T :rotfl:

Hope everyone on the forum has a nice Sunday:j :beer:

Eternal Optimist I was the same. Now I only buy books from car boots or charity shops (or go to the library of course) and I reckon I am saving £30ish a month! Scary thought but I actually enjoy the books all the more for it. I then sometimes sell them on eBay or re-donate to charity shops so I'm also reducing clutter at home. When I paid £8 a book I didn't like to then give it away a week later. Now I'm only paying about 50p I don't mind!

DFW actions today-

~NSD except for grocery shopping but I have a list (and have done a meal plan) and it won't cost more than £20, and will do us for the week.

~List more items on eBay- have had a great eBay weekend so far so will keep it up- I continue to be astounded by what people will pay good money for!

~Going to the cinema using free vouchers from O2- the best bit is not only do we have free entry, but we also have vouchers for a free drinks and popcorn!

~Off to gym in a bit which is an extravagance, but it is already paid for and at least while I am there I am not in the shops (plus I desperately want to lose a few pounds (lb not £)!

Enjoy your sunday folks.

GISI

free4440273

Today, I shall spend zilch:D

nimbo

unfortnately i have to but a mother and baby magazine for some uni work so that will be something, but i will be buying the cheapest.

it's a shame that i don't know any one here who is preggers so i could borrow onr for the day really... (i suppose i could stand in the shop and read one but the shop keeoer is well fit, and i don't want him to think i'm pregnant as then he may never ask me out, i live in hope )

but yesterday i did get £30 of my sister for babysitting so it'll sort of be free...

Eternal_Optimist

Yes, I forgot to mention using the library, that is a place I didn't use much prior to my 'conversion':A :rotfl:

I do still ask for books as pressies at Birthdays and Xmas though....I guess the smell and feel of a brand new book still has a hold over me though;)

Well done on your ebaying and you'll enjoy the cinema experience all the more because it's FREE:j :rotfl:

Thank you for your post, it was inspirational to many of us I'm sure:T

Eternal_Optimist

nimbo wrote: »

unfortnately i have to but a mother and baby magazine for some uni work so that will be something, but i will be buying the cheapest.

it's a shame that i don't know any one here who is preggers so i could borrow onr for the day really... (i suppose i could stand in the shop and read one but the shop keeoer is well fit, and i don't want him to think i'm pregnant as then he may never ask me out, i live in hope )

but yesterday i did get £30 of my sister for babysitting so it'll sort of be free...

Lololol at your reasons for not buying the magazine! It really did make me laugh out loud....the workings of the female mind!!

luxor4t

Eternal_Optimist wrote: »

Clear out two cupboards that badly need clearing believe me:o I'm finding that getting organised and motivated re. my finances is having a knock on effect on other areas of my life i.e. housework etc...do other people experience this too?

YES!!! It surprised me at first that I was actually looking for things to organise, tidy up or improve, and enjoying doing it.
I think that as we take control of our money we free up time & energy to take control of everything else. It's a great feeling :j :j :j

Today I have finished the washing, doing 1 tumble load .

Ironing this afternoon will mean that we all have clean clothes for the whole week. (I realise we have far too many clothes now I am permanently on top of the laundry cycle)

Will feed the family form the menu plan, everything is 'in stock'

I have tidied the kitchen so that nothing gets left to waste

Must finish the mending

Did my quidco clicks and Pigsback comps