bank refused cheque -now charges -help please

moonrakerz

quietishone wrote: »

Giving advice is more difficult than it looks isn't it!

I agree that if he was paying off a credit card the OP's uncle shouldn't make the cheque payable to himself but I don't think just 'The Halifax' will do either.

Barclaycard, for example, require that I write Barclaycard (A SMITH -4929 XXXX XXXX XXXX) as the payee and I imagine that the Halifax would require something similar.

Agree there, but it wasn't actually stated what the money was owed for. I assumed in my response that it was for "services" supplied, not to clear a credit card, or similar, debt.

quietishone

moonrakerz wrote: »

Agree there, but it wasn't actually stated what the money was owed for. I assumed in my response that it was for "services" supplied, not to clear a credit card, or similar, debt.

When the OP said -
"he was basically transferring money from his natwest account to a credit card account"
in post 6, I assumed that meant he was trying to pay off a credit card and based my advice upon that assumption.

It is only when you try to answer a query yourself, after being a lurker for a few months, that you realise just how quick witted and knowledgeable some of the people answering questions on this board actually are.

ginjim

thanks for all your help guys
my uncle was paying off credit card bill