Why was I turned down?

agsnu

Gillianh2 wrote: »

I thought that it didnt matter if you had the same surname as someone with bad credit in a household so long as you dont have any Joint Financial link with them.

Correct. It used to be different but they're not allowed to do that any more.

poppy_f1

King_Weasel wrote: »

It's the one that goes "They don't want me because I always settle in full every month and so they won't make money out of me." Surely, the issuer WILL happily make money out of them through commission on the transactions? So no issuer will decline an application for this reason?

not always, i got a new 0% natwest card in Jan, transfered approx 1200 on to it, paid the BT fee, never used the card and never will
so effectively i wont make natwest any money (cos i'll close the card once its paid off)

King_Weasel

poppy_f1 wrote: »

not always, i got a new 0% natwest card in Jan, transfered approx 1200 on to it, paid the BT fee, never used the card and never will
so effectively i wont make natwest any money (cos i'll close the card once its paid off)

You know this, I know this, but do NatWest know this? No - that's why you got the card.