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Keeping a 'just in case' card...
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Get an Egg Money card, use it for modest spending and clear the balance each month - set up a direct debit to do this. You'll earn up to £ 200 cashback for doing nothing out of the ordinary.
Lots of cashback and reward cards out there that don't need any switching effort, no reason not to use them so long as you don't go loopy."A child of five could understand this. Fetch me a child of five." - Groucho Marx0 -
Actually, best to do both - save up the money AND have a credit card for emergencies - after all, an ISA isn't much good when you need to pay a bill on the spot.Wouldn't you be better off setting some cash aside each month in a no-notice cash ISA or high interest savings account? Then you would have a £1000 emergency cash fund, which is free to use
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