What's in your wallet/purse?

limitation

mikesten wrote: »

Many of you bank accounts are fee paying, and duplicate benefits? (mobile phone insurance etc), so you must be paying (by my calculations) at least £30 a month. Your prepaid cards all carry fees (eg T24 card is $240 just to apply, + 3% load fee).

My question is, in the nicest possible way, are you made of money??:D Seems like a non-Money Saver to me!;)

Correct, Most of my pay monthly accounts are from when I actually had a good credit history, So I kind of don't wan't to close them (Although I really should for monies sake), as you can see from my credit cards I have mainly sub prime cards which reflects my poor credit history at the moment (oops!), I travel a lot so a good solid card for when i'm abroad in the states was needed, i saw t24 had launched the 'daddy' of prepaid cards, so i went for it, ps the card fee isn't to bad when you consider the priority pass membership and travel insurance, Although Look at alternatives if you aren't a seasoned solid traveler Otherwise the card fee isn't really worth it, I earn enough a month that I tend to neglect where my money goes to an extent ! Maybe i need a moneysavingexpert make over lol i'm no where near made of money lol go to the start of this thread someone has an amex centurion card, Now that's what being made of money looks like :P

limitation

.1xp wrote: »

How did you get this card? You got a picture? I've never heard of a Black card with a Basic account?

Apply for a basic Natwest account, Easy account to get ! Its a relatively new account ever since RBS and Natwest changed there accounts earlier last year !

I'll get a picture for you, Hang on though !

The Debit card is blackish to me, Maybe very very dark navy to some ! It looks nice except for the 'Basic' part !

mandatory

Natwest Visa Debit
Tesco Clubcard
Boots Advantage card
Superdrug Beautycard
Co-operative membership card
Nectar card
Driving licence
NUS Extra card
Library card

And around £3 of change, I tend not to carry much cash around.

auto-man

what rbs card does what?

is the blue or purple full authorisation? I cannot see this black basic card anywhere, photo please?

stclair

auto-man wrote: »

what rbs card does what?

is the blue or purple full authorisation? I cannot see this black basic card anywhere, photo please?

The blue card is full authorisation there isn't a black card it's actually dark blue it just looks black.

pcombo

RailCard
Alea Casino card
Driving Licence
Subway card
Costa Card
Odeon Card
Orange topup card
AA spend and earn mastercard
Clear cash prepaid mastercard
Post office cash card

cheeseontoastwithham

So...

Nationwide PLUS card
Little Chef Treat Card
myWickes card
Costa card
EHIC Card
Iceland Bonus Card
Waterstones Card
Superdrug Beautycard

Fenwick coffee card
Knorr 100% soup loyalty card (odd I know!!)
Paradise park coffee card
Debenhams coffee card
Caffee Nero coffee card
M&S Greetings card loyalty card x2
Muffin Break coffee card
M&S coffee card
BHS Coffee lounge coffee card
Caffee Nero coffee card
West cornwall pasty co coffee card
Waterstones books loyalty card

Prezzo Stratford Upon Avon buisness card
Ask Tonbridge buisness card
Prezzo Staines buisness card

WHSmith 20%off Printer cartridges voucher x2
£1 book token x2
£15 Theatre token (Expires 1996!!)
£5 off voucher at Wickes
£3 off voucher at Thorntons when you spend £10
£1 off at Iceland when you spend £10
BHS Restaurant vouchers
Boots vouchers x3
£5 No7 voucher at Boots
£5 off £25 at M&S (expired yesterday)

cheeseontoastwithham

Sorry, found another pocket crammed full of yet more cards

So...

Texaco Star Rewards Card
Shell Drivers Club
Gardening ClubCard
Caffee Nero coffee card
Beales coffee card
qs card
upper crust card
More M&S greetings card cards x2
Auntie Anne's pretzel's card
Cafe giardino coffee card
Caffee Nero Survey card (Expired 2004)
Muffin Break Card
LP4 coffee card
National Trust drink card
The balcony coffee card
Jessops loyalty card
Pierre Cardin card (came with the wallet)

The wallet I bought in a sale - £10 from Argos!!!

newfoundglory

HSBC Premier Visa debit card
HSBC Premier World MasterCard
Barclaycard World MasterCard (cash back)
Amex Platinum (cash back)
Lloyds TSB contactless Visa debit card
Nationwide Visa debit card
Nationwide Select Visa credit card
Shell Drivers club
RAC card

Oh, and

Driving license
some cash
HSBC Premier membership card (important phone numbers)
Oystercard

fairpoint

limitation wrote: »

Bank Accounts

Natwest Purple Visa Debit Card (Service Card 250) - Advantage Gold
Natwest Purple Visa Debit Card (For Current Plus Account)
Natwest Blue Visa Debit Card (First Reserve Savings Account)
Natwest Black Basic Debit Card (Basic Bank Account)
RBS Basic Bank Account Visa Debit Card (Basic Bank Account)
RBS Royalties Silver Blue Debit Card
RBS Savings Card
Lloyds TSB Classic Green Visa Debit Card
Closed Lloyds TSB Gold Visa Debit Card
Nationwide Visa Debit Cash Card +
Bank Of Scotland Visa Debit
Barclays Visa Debit
Barclays Saving's Cash Card
Citi Bank Current Plus Account Visa Debit Card
Yorkshire Bank Debit Mastercard
Secure Trust Mastercard (Got it for £5 Exempt from any fee's for 3 months!)

Credit Cards

Capital One Visa Classic (£200 Limit)
Aqua Mastercard Credit Card (£800 Limit)
Virgin MBNA Paypass Mastercard In Red (£1000 Limit)
Vanquis Bank Silver Visa Credit Card (£500)
My Mums M&S Mastercard (Additional Card Holder)
My Step Dads Barclaycard Gold (Additional Card Holder)

PrePaid Cards *Sigh*

Caxton FX Mastercards X3 (GBP, USD, Global Traveler)
FairFX Mastercards X3 (GBP, USD, Anywhere Card)
Monarch Worldwide + Discounts Mastercard (For Spending & Cashback)
Monarch Eurozone Mastercard
T24 Black Prepaid Visa Card
Cashplus Gold Mastercard + Credit Builder
Cashplus Titianium (Was Free, Never use it)
Freedom Gold Mastercard + Credit Builder
Blue sky Mastercard + Credit Booster
First Premier Prepaid Mastercard (For Spending)
MonoPrepaid Mastercard (For Spending)
Rubycard Mastercard Silver (For Spending)
Orange Cash Mastercard (Was Free!)

Travel

Priority Pass Card (T24 Prepaid)
black Travel Insurance (T24 Prepaid)
Finnair Membership Card
KLM Flying Blue
Avios Card
SAS EuroBonus Card
Air Berlin Top Bonus
Lufthansa Miles & More


Others

Driving License
European Health Insurance Card
Prepaid Prescription Card
Boots Advantage Card
Co-Operative Card
Co-Operative Delivery Card
HMV Rewards
Tesco Clubcard
Nector Card
Avios Card
Staples Rewards
Matalan Card
Costa Coffee Card
Natwest Advantage Gold Card
Payday UK Membership Card
Odeon Premiere Club
My Wickes Card
£14.53 In change
Various Receipts

Quite A lot ehh !

Just got to love a bit of plastic !

:eek:wow, I though I was doing well with 2 debit card and 3 credit cards!