Claiming Incapacity Benefit instead of Income Support?

snoop2008

cifpower wrote: »

You're right, IB start rate is only about £3 higher than IS but it does increase after 6 months and then a year to £75.40 and then £84.50 respectively. Also, if you are on IB for a year you can get an age addition dependant on what age you were when you started to claim. It is either £17.75 or £8.90 on top of the £84.50. So I would definitely claim IB over IS if you can.

Hey peeps, the infor above is correct!!

BUT, NOW THINK CAREFULLY BEFORE APPLYING, BECAUSE INCOME ABOVE INCOME SUPPORT MEANS YOU WILL HAVE TO PAY MORE HB AND CT!!!!!! if you do have to let them know about any changes to your benefits!!

I personally am not better off on Ib BECAUSE I have to pay the above, so in hindsight I am worse off.

Some Jobcentre staff and persnal advisors don't often know to tell clients the right info before encouraging them to apply for IB. Some will tell you about the benefit but they will not tell you, you have to pay more in HB OR CT.

good luck.

Snoop. I am happy to come off mine!!!!!!!!!

Fran

GlasweJen wrote: »

DLA care is about needing someone to care for you for a period of time throughout the day (and night if higher). As OP can look after herself and needs no help with cooking then it's unlikely she'll get care component.

DLA lower mobility might be an option if OP needs help going outside because of her mental illness though so possibly fill in the form from that angle?

If you apply for DLA then apply for both elements. The best thing to do is get advice from Citizens Advice or other welfare benefits advisers.

cifpower

homealone wrote: »

what is the age addition dependant? never heard of it before. also wondered is the amount of IB you get dependant upon if you still receive some money from your empolyers. i was getting an income protection plan money from company every month which i think will end soon

I think its if you were 35 or younger when you first went on IB you receive the £17 age addition and if you are over 35 its the £8

healy

cifpower wrote: »

I think its if you were 35 or younger when you first went on IB you receive the £17 age addition and if you are over 35 its the £8

Yes that is almost correct, the higher age addition is paid to those who were under 35 when they first claimed IB and the lower age addition is paid to those aged 35 to 44.

homealone_2

am now really confused. after looking at the web site detailing IB it looks like the age dependant bit is already included or have i got the complete wrong end of the stick?

calliv

hi i dont know if this helps in anyway. but i work with vulnerable people and spend alot of time dealing with hte benefits agencys and system. if you claim incapacity benefit you are generally at a disadvantage. income supprot is a gate way benefit and opens the door to lots of other help. if you receive IB you tend to also receive a shortfall in your rent and council tax you may have to pay for percriptions and dental work. im not sure that you ever have a choice its to do with comntributions however stay away from incapacity if you can. if you have children you will automaticcally be paid by income supprot and receive the other benefits. dont know if this helps

allieH

I agree with the last poster. I receive IB and am worse off as a result. I have to pay £45 per month rent and £40 council tax contribution off this and I'm not entitled to any help with prescriptions or dental treatment, unlike those in receipt of IS or JSA. If you are getting IS you'd be better off sticking with that IMHO.

scooby1001

I agree with others go onto IS not IB as you will lose out in passported benefits CT and HB. The gov are bringing in this thing getting lone parents back to work but it would be a few years before this would affect you as your child is still quite young. When(or if) the time comes that you are required to go onto JSA and you consider yourself too sick to, you apply for whatever sick benefit is at that time.