Is it me or is the form 6.27 confusing?

Sunk

Please someone help me!!!
I don't understand 1.(f)?

On 2. do I put my addess again?
On 4.(f) & (i)...ooohhh!! is it me just being thick?
Then do I sign now or when in court?



Form 6.27

Debtor’s Bankruptcy Petition
(Title)

(a) Insert full name, address and occupation (if any) of debtorI (a)___________________________________________________________________
______________________________________________________________________

______________________________________________________________________
(b) Insert in full any other name(s) by which the debtor is or has been knownalso known as (b)________________________________________________________ (c) Insert former address or addresses at which the debtor may have incurred debts or liabilities still unpaid or unsatisfied[lately residing at (c)______________________________________________________
______________________________________________________________________
(d) Insert trading name (adding “with another or others”, if this is so), business address and nature of the business[and carrying on business as (d) ____________________________________________
______________________________________________________________________

_____________________________________________________________________]
(e) Insert any former trading names (adding “with another or others”, if this is so), business address and nature of the business in respect of which the debtor may have incurred debts or liabilities still unpaid or unsatisfied[and lately carrying on business as (e) _______________________________________
______________________________________________________________________

______________________________________________________________________

______________________________________________________________________

_____________________________________________________________________]
request the court that a bankruptcy order be made against me and say as follows:-
(f) Delete as applicable

1. (f) [My centre of main interests has been][I have had an establishment] at ______________________________________________________________

OR

I carry on business as an insurance undertaking; a credit institution; investment undertaking providing services involving the holding of funds or securities for third parties; or a collective investment undertaking as referred to in Article 1.2 of the EC Regulation.
OR

My centre of main interests is not within a Member State

Under the EC Regulation
(i) Centre of main interests should correspond to the place where the debtor conducts the administration of his interests on a regular basis.
(ii) Establishment is defined in the Council Regulation (No 1346/2000) on insolvency proceedings as “any place of operations where the debtor caries out a non-transitory economic activity with human means and goods”

2. I have for the greater part of six months immediately preceding the presentation of this petition (f) [resided at] [carried on business at]_____________________________
_______________________________________________________________________
(g) Insert name of courtwithin the district of (f) [this court] [(g) county court]. I am presenting my petition to this court, as it is the nearest full-time county court to (g) county court, for the following reasons:
(h) State reasons(h)



(j) Insert date

(k) Insert name of court

(l) Insert number of bankruptcy proceedings

3. I am unable to pay my debts. 4. (f) That within the period of five years ending with the date of this petition:-
(i) I have not been adjudged bankrupt
OR

I was adjudged bankrupt on (j) in the (k)
Court No. (l)
(ii) I have not (f) [made a composition with my creditors in satisfaction of my debts] or (f) [entered into a scheme of arrangement with creditors] (S16 BA1914) OR

On (j) I (f) [made a composition] [entered into a scheme of arrangement] with my creditors.
(iii) I have not entered into a voluntary arrangement OR

On (j) I entered into a voluntary arrangement
(iv) I have not been subject to an administration order under Part VI of the County Courts Act 1984 OR

On (j) an administration order was made against me in the
(l) county court.
5. A statement of my affairs is filed with this petition. Date___________________________________________
Signature_______________________________________
Complete only if petition not heard immediatelyEndorsement


This petition having been presented to the court on _________________________ it is ordered that the petition shall be heard as follows:-

Date ________________________________________________________________

Time ______________________________ hours

Place_______________________________________________________________

Got2change

Yes - unless you have actually had other addresses where you may have lived/carried out business, just put your home address again.
Wait until you go to Court to sign and date.
Anything that needs changing then will be done by the Clerk so it will be fine.
Don't worry.
x

inovermyhead

Why not fill out your forms using the Insolvency Services' online tool? It makes life so much simpler

https://www.insolvencydirect.gov.uk/isolv/

Waspeze

Yep, I found it very confusing.. ended up only putting in the address bit and asking the clerk for help with the rest of it. She smiled and said I wasn't the first and definitely wasn't the last that needed her help

This did delay me a bit though so fill in what you can!

philnicandamy

inovermyhead wrote: »

Why not fill out your forms using the Insolvency Services' online tool? It makes life so much simpler

https://www.insolvencydirect.gov.uk/isolv/

Agreed it is easier online than writing..for me it was easier than trying to read my handwriting! and the fact the forms the court sent me were almost impossible to read due to a dodgy photocopier..

if you decide on the filing in online option make sure you save your work often as the website can crash sometimes meaning what you've typed you will have lost

Waspeze

I noticed in your previous thread that you've just decided to go BR, as posters asked there.. have you taken advice from one of the free debt advice places?

The judge will usually want to see that you have as it is a big decision to go BR.

My judge actually said that she could see i'd taken advice from CCCS and as such she would grant my petition... she could have potentially refused it if I hadn't taken advice!

betterlatethannever

Waspeze wrote: »

Yep, I found it very confusing.. ended up only putting in the address bit and asking the clerk for help with the rest of it. She smiled and said I wasn't the first and definitely wasn't the last that needed her help

This did delay me a bit though so fill in what you can!

Me too Waspeze:o
Its annoying though to fall at the first fence, and its about the most complicated part of the form.
Hardly a contender for the 'Plain English' awards:rolleyes:

Sunk

I have spoken to many debt advisers and when I mention the 'self employed partner' & me not working I have been told BR is our best option.

I have been on the cccs site and filled in the debt remedy & was given this reply:
As you are - or have recently been - self-employed, we are
unable to take you through the CCCS Debt Remedy process.
However, to find out how we may be able to help,
please call us to speak to one of our debt counsellors.
So TBH I didn't think they could help anymore than the other debt councillors I have spoken to.

Sunk

betterlatethannever wrote: »

Me too Waspeze:o
Its annoying though to fall at the first fence, and its about the most complicated part of the form.
Hardly a contender for the 'Plain English' awards:rolleyes:

Exactly, I was thinking if I can't fill this in, there's no chance.

Waspeze

At least you've had some advice then! .. just wanted to check

I thought CCCS had a new specialist self employed bit now? maybe mistaken though

betterlatethannever

Hi Sunk.

I'm sure the CCCS would have been able to offer you more advice, if not Business Debtline can help.

Some judges like to know that you've taken advice so you are aware of the implications of going BR. Some judges have been known to insist on it.

As long as your comfortable with the advice you've had and are aware of how BR goes then thats fine, but if at any point you need more advice, even after BR then call one of the free debt charities (cccs, CAB, National debtline, Business debtline)