We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
No Claims Bonus for a named driver
Noodler
Posts: 15 Forumite
I have been a named driver on my wifes car insurance for 10 years and she has full NCB. I am trying to get insurance in my own name but our present insurer says they cannot provide proof of NCB for me but they can for my wife. Consequently I effectively have no NCB. Is there any way round this?
0
Comments
-
Directline let additional drivers build up NCD.
This will start from scratch though now if your wife takes out a policy with you as a named driver.
Parents use this method to get some NCD for their children when they are starting out.I beep for Robins - Beep Beep
& Choo Choo for trains!!0 -
Try www.quinn-direct.co.uk, they accept named driver's NCBsHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
-
Directline let additional drivers build up NCD.
This will start from scratch though now if your wife takes out a policy with you as a named driver.
Parents use this method to get some NCD for their children when they are starting out.
you need to remember that you can only use it whilst with direct line, ie if you have been named on a policy with them for 4 years they will give you 1 years named driver bonus, but if you dont claim for the first 12 months and leave direct line they will only give evidence of years no claims bonus - basically its a tactic to keep you with them at least until you have been claim free for the same number of years you were a named driver0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards