cancelling old credit cards

paul2louise

I always try to cancel any old credit cards not just cutting them up. Is there a way of finding out if there is any i have missed as i hate to think that my details could be still live on account i do not know about

thanks

epsilondraconis

Get a copy of your credit report - if it doesn't indicate 'settled' next to the credit card, then it hasn't been closed.

You can get a free copy if you sign up to Experian (Credit Expert) and cancel within the first 30 days.

http://www.experian.co.uk/

Also if you have a Capital One card, you can get a free Equifax credit report.

http://www.equifax.com/consumer/capitalone/en_uk

So you're aware, Experian and Equifax are two credit agencies that are used by many of the financial institutions to check your credit record before they give you credit.