Interview under caution!!!

real1314

nej wrote: »

So if you are a single mum on benefits and start seeing someone and they stay over, or start to get back together with the father of your kids, they start to cut your benefits?

No wonder this country is falling apart with a lack of families - they penalise you for being one!

Are you suggesting that you should be able to keep single parent money when you are not a single parent?

terryw

nej wrote: »

So if you are a single mum on benefits and start seeing someone and they stay over, or start to get back together with the father of your kids, they start to cut your benefits?

No wonder this country is falling apart with a lack of families - they penalise you for being one!

It is not as simple as that. No-one is penalised if someone stays over. One of the prime factors in deciding this LTAHW thing is if there is a financial relationship. Friends can stay over without any penalty until finance comes into it.

This area is abused badly (I am speaking generally) because of the ridiculous benefit and tax system that encourages people to live separately.

terryw

squishyclaire

I think one of the problems is that the benefit system is not very flexible, it doesn't allow for the fact that you might do a favour for an ex using your bank account. The assumption will be that you will be up to no good and frauding the system. It also assumes that you will have no relationship with your ex or a poor one at that. I do hope things work out well for you and you get some time to yourself today to recover from the ordeal.

Poppy9

Also looking at it from the BA point of view you have had two children with each of your exes but you've never lived with them and then they find the second ex's pay going into your bank account. Isn't this unusual or have I just lead a sheltered life? I can understand getting pregnant once from a non live in relationship with a man but not getting pregnant again by the same man while not living with him.

terryw

squishyclaire wrote: »

<snip> the fact that you might do a favour for an ex using your bank account. The assumption will be that you will be up to no good and frauding the system.
<snip>.

I am quite pleased that this is checked by the authorities. I can't understand why the ex would want or need to use someone else's account. Basic bank accounts are available even to those with a poor credit history.

If I were a benefits investigating officer this would raise warning bells with me, until I received a satisfactory and innocent answer.

Or would you not be concerned about this?

terryw

seven-day-weekend

I hope all goes well for the OP as I'm sure she is an innocent victim but if I weree the compliance/fraud officer I too would be suspicious if the father of one or two of the claimant's children started having money paid into her account and would wonder whether they were indeed actually ltahaw.

OP, if this is indeed the innocent situation you say it is, then tell him to get his own bank/post office account and keep yours just for yourself.

Paparika

terryw wrote: »

I am quite pleased that this is checked by the authorities. I can't understand why the ex would want or need to use someone else's account. Basic bank accounts are available even to those with a poor credit history.

If I were a benefits investigating officer this would raise warning bells with me, until I received a satisfactory and innocent answer.

Or would you not be concerned about this?

terryw

This area is abused badly (I am speaking generally) because of the ridiculous benefit and tax system that encourages people to live separately.

There are quite a few reasons why people don't have bank accounts, ok i know your going to ask such as?

When i had a bad credit, and getting a hard time with my bank at the time, i looked elsewhere and was refused.

I work in probation and some of our clients are immigrants (but not illegal) that are not entitled,

I put my hands up to being one of those single mums, but I'll tell you this for free, I was married, I was my husbands human punch bag and we divorced so that then makes me a single mum, maybe rewording your statement, you implied us single mums are all out to screw the system, thats not fair or true, although I admit there are single mums out there who do that, not all of us do

terryw

Paparika wrote: »

There are quite a few reasons why people don't have bank accounts, ok i know your going to ask such as?

When i had a bad credit, and getting a hard time with my bank at the time, i looked elsewhere and was refused.

I work in probation and some of our clients are immigrants (but not illegal) that are not entitled,

I put my hands up to being one of those single mums, but I'll tell you this for free, I was married, I was my husbands human punch bag and we divorced so that then makes me a single mum, maybe rewording your statement, you implied us single mums are all out to screw the system, thats not fair or true, although I admit there are single mums out there who do that, not all of us do

There are several basic bank accounts for people with really bad credit records.
It is impossible to overdraw on such an account.

I don't think the OPs ex is an immigrant but I am sure that once an immigrant starts work they will be able to get a bank account - even if it is at the same bank that the employer uses. Again a basic bank account might be the answer.

I am really sorry that you had a hard time with your ex but you are reading things in my post that are simply not there! I have not mentioned single mums or that they are out to "screw the system". My post was about the benefits people checking money paid into a benefit claimants bank account. Are you seriously suggesting that they should not query this if the benefit claimant is a single mum? .

terryw

neocoombs

Her husband is a police officer which also makes me wonder if he has accessed my personal data!

If you think her husband has accessed your data, you can ring and have this checked out. Everything a police officer looks at is recorded. As long as you know his name they can check!!

cookingmama31

I would like to add that NOT all people are able to set up bank accounts which is why the Post Office account thing was set up for benefits and before I get bashed by some DWP employees I know the majority of them are very nice people...!!! Especially the back to work advisors who have in the past helped me out a great deal.