We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Buildings Insurance to include subsidence

Can any one recommend an insurance company for buildings. I am buying a new house but it has history of subsidence (more than 10 years ago) and is not a risk now according to the survey anyway!!

Any advice greatly accepted...

Comments

  • M0neysav3r
    M0neysav3r Posts: 242 Forumite
    Part of the Furniture Combo Breaker
    Find out who insures the property at present and get a price from them.

    You'll be lucky to find anyone willing to cover subsidence for an already subsided property but if you do manage it, it wont be cheap.

    Try : http://www.towergateunderwriting.co.uk/quotations.aspx

    They specialise in harder to place household so may cover subsidence too.
    :j Mortgage Free!! :eek: )
    Generally trying to cut back where possible :j
  • If the current owners are the ones that had the subsidence problem, they should have a copy of the structural engineers report that confirms the issue was fixed. Ask them for a copy of that and then ring round some insurers.

    Good luck.
    In the beginning, the universe was created. This made a lot of people very angry and was widely regarded as a bad move.
    The late, great, Douglas Adams.
  • neocoombs
    neocoombs Posts: 32 Forumite
    Thank you for your advice. I am looking into it further...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.