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Cards NOT currently tightening the screw?

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Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    UNDERGROUND wrote: »
    There's always credit checks done for a credit card...
    Agreed...we all have a 'score' with any financial institution we have dealings with.
    ...internal...they check you out somehow or other!
    If that was a condition, I don't think I'd have taken them up on the offers! :rotfl:
  • bert&ernie
    bert&ernie Posts: 1,283 Forumite
    Part of the Furniture Combo Breaker
    They may well have a monthly "subscription" to bureau data on credit account customers - including full service current accounts.

    This wouldn't appear on your credit file.

    Internal credit assessments would probably take this into account, but the data isn't as detailed as a new business search. The strategy is likely to give more weight to internal account relationship characteristics and will probably only look at adverse data from the external bureau.
    The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts.
  • sofa_surfer
    sofa_surfer Posts: 244 Forumite
    bert&ernie wrote: »
    They may well have a monthly "subscription" to bureau data on credit account customers - including full service current accounts.

    This wouldn't appear on your credit file. (snip)...
    I believe this is the case with First Direct
    iaye carramba!
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