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benefits question

I'm on IB, my OH is going onto pension credit soon. If they take my IB off me, what do we do then? Can he claim for me on pension credit and I just dont earn anything ? I had an IB50 recently and am having kittens in case they say I'm fit for work because I'm not.

Comments

  • allen35
    allen35 Posts: 1,516 Forumite
    Yes should you be knocked off IB your OH will be able to claim for you and you shouldn't lose any money. As a couple you will be entitled to £189.35pw. You will get this amount should you remain on IB so either way your income wont change and either way entitled to H/B and Council tax Benefit.
    Forums can be/are a good guide to entitlement and it is good practice to back it up with clarification from the relevant department/specialist with written confirmation to safeguard yourself.
  • mardatha
    mardatha Posts: 15,612 Forumite
    ok that's very helpful ty. Next question (lol OH is a virgo and there's always another question! ) he is asking would he pay tax on that ?
  • suelees1
    suelees1 Posts: 1,617 Forumite
    No Pension Credit isn't taxable
    I'll get you, my pretty, and your little dog too!
  • mardatha
    mardatha Posts: 15,612 Forumite
    brilliant pet thank you. He is going mad this morning because his fortnight's SSP has got £21 tax taken off it, Centre 1 say its the new tax rates. WHy is it that the poor get ever poorer ?
  • Because Gordon Brown has stopped the 10% Tax Band so everyone on a low income now has to pay 20% tax on it instead of 10%.

    My husband is £30 a month worse off on his Teachers' Pension.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • bigheadxx
    bigheadxx Posts: 3,047 Forumite
    Something that the Pension Service do not tell you that may be relevant to you is that the tax you pay on State Pension should be deducted when working out entitlement to Pension Credit.
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