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Travel Insurance Travlling Through Heathrow T5

Good evening everyone,

I am heading away with work next month to USA. All good things come at a price as I have to travel out of Terminal 5.

My question is that on listening to the news today and phoning the two travel insurance companies that I use normally, I am being told that they will not pay out on any claim arising from missing / delayed baggage through T5 !! :o

Anyone got any advice or know of any companies worth trying ?

Thanks in advance

Clint :mad:

Comments

  • Browntoa
    Browntoa Posts: 49,612 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tescos don't seem to have an exclusion

    you sure it will be T5 as they put Long haul back till June ??
    Ex forum ambassador

    Long term forum member
  • Mikeyorks
    Mikeyorks Posts: 10,377 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Buy 10 pieces of Louis Vuitton luggage .... stick the odd dress in and then let them lose them. Immediate refund of £10k (precedent set by Kate Moss over the weekend) ... despite them finding 8 of the pieces within an hour or so.

    So you can forget the insurance, as regards T5 luggage? Just get the Insce for cancellation / illness etc ..... and rely on BA handouts for luggage.

    Later

    Just hear on the News that there are now 6 large Insce companies (and obviously growing) that are making 'T5 luggage losses' an exclusion on new policies. Advice seemed to be to rely on the international requirement that BA compensate for that element?
    If you want to test the depth of the water .........don't use both feet !
  • Thanks for your help guys,

    Browntoa - Have checked the BA site and have been re-issued my e-tickets. I am flying out of T5 (to San Fran) and back into T4 (from Seattle) :rolleyes:

    Mikeyorks - Do you know if BA are therefore picking up the tab for lost luggage...i.e. they'll pay rather than the insurance company.

    Regards

    Clint
  • NH2004
    NH2004 Posts: 112 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I'm in the same boat, wanting to buy some travel insurance for a trip using T5 in July.

    I thought I'd found a good deal through moneysupermarket.co.uk with Columbus direct. £15 for 16 days to Canada.

    I was all set to buy it, then I heard the reports of some insurers no longer covering travel through T5.

    So i wrote to Columbus to check, their reply was:
    "Thank you for your recent email. If the baggage is lost or damaged by the airline, it is their responsibility to replace them. If you need any further assistance please feel free to contact us."
    I assume from that reply it means I wouldn't be covered!

    Does anyone know any companies who still offer cover for T5. Or is it OK to rely on claiming from the airline, should the worst happen.
  • mattymoo
    mattymoo Posts: 2,417 Forumite
    Clint78 wrote: »
    Good evening everyone,

    I am heading away with work next month to USA. All good things come at a price as I have to travel out of Terminal 5.

    Does your employer not have a travel policy? It is easy for insurers to apply exclusions to private individuals. The commercial insurance market tends to be more stable and the cover is often better.
  • p1tse
    p1tse Posts: 980 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    i'm just looking at money supermarket and came up with columbus direct

    Insurer
    downarrow.gifZone
    downarrow.gifpremium2.gifMedical
    Expenses
    Cover
    downarrow.gifPersonal
    Liability
    Cover
    downarrow.gifCancellation
    Cover
    downarrow.gifBaggage
    Cover
    downarrow.gif

    [URL="javascript:;"]Columbus Direct[/URL]
    Moneysupermarket Exclusive - Annual Multi-Trip
    columbus.gifColumbus Direct -Worldwide£39.09£10,000,000 £2,000,000£5,000£2,500


    what does the £2500 baggage cover entail then?
  • Porker
    Porker Posts: 369 Forumite
    if you avoid royal bank of scotland insurers you should be ok - these are RBS, Churchill and direct line.
    if it's more than 10 stone, and that hairy, it's probably not a dog...it may be a wookie.
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