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if your partner has a CCJ should you add him as

Deals_2
Deals_2 Posts: 2,410 Forumite
additional card holder or will it affect your credit rating? thanks in advance.

Comments

  • Deals wrote: »
    additional card holder or will it affect your credit rating? thanks in advance.

    Won't affect your rating. Don't get any joint accounts though! :)
  • fermi
    fermi Posts: 40,542
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Forumite
    I agree. An additional cardholder won't result in a link on your credit reference files. The account holder remains solely responsible.

    But as said, a genuine joint account/loan etc can create a link, so is to be avoided.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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