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credit for new (second hand) car

jt2k6
jt2k6 Posts: 144 Forumite
I have recently stated a new well paid job in liverpool, about 50 miles from home, I currently use the wifes car but that leaves her at home without transport which isn't good if she needs to get nipper anywhere or just wants to go out.

So i'm looking for a new jamjar, was going to get something for £500 max from paper but as I will be doing 23k miles a year needs to be reliable, next option is HPI/credit i can afford £200 a month easy, only problem is a CCJ, does anyone know of any companies that will still consider me and also that are flexible on millage? or even is HPI the right way to go? does anyone lease a car? how does that work?

So many questions... anyway hope you can help

Many Thanks

Comments

  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    AUF
    Welcome
    Britsish Credit Trust are a few compamies that we use at our garage for people in your situation...
  • anewman
    anewman Posts: 9,200
    Part of the Furniture 1,000 Posts Combo Breaker
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    £500 can get you something reliable that will do 23k miles a year if you choose carefully. You could even give the wife the banger till later.
  • Conor_3
    Conor_3 Posts: 6,944 Forumite
    Aye..go for a MK1 Mondeo or similar.
  • jonathon
    jonathon Posts: 761
    Part of the Furniture 500 Posts
    Forumite
    try citroen
  • Hi
    As annewman has suggested, if possible, why don't you get a small car ( Nissan Micra Or a Corsa) and let your wife use it locally when "she needs to get nipper anywhere or just wants to go out"?

    If not, you can get a relaible car for up to £1000 easily, as anewman has said, if you choose carefully. What about a P reg Nissan Almera, or an R reg Toyota Corolla or even an mk2 Mondeo?

    Good luck
    Be nice, life is too short to be anything else.
  • Keith
    Keith Posts: 2,924
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    jonathon wrote: »
    try citroen

    He said reliable!!!
  • jt2k6
    jt2k6 Posts: 144 Forumite
    Thanks for all the advice,

    I forgot to mention that the wife's car is on HP and that we are only allowed 12K miles a year!

    Cheers
  • harveybobbles
    harveybobbles Posts: 8,973 Forumite
    HP with limited mileage...?!
  • jt2k6
    jt2k6 Posts: 144 Forumite
    PCP, sorry been a long day!
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