We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
What applications give an instant online decision
Comments
-
The providers that have the systems in place do give an instant decision, it could be one of three answers Accepted Declined or reffered.
My strategy was to apply to all the providers above on the same day. That way they only see the previous searches not any potentially available credit.
Did the same about 18 months ago. Managed to obtain £45k for stoozing.
Nigel
I employed this strategy a couple of years ago but only chose two companies: Virgin and MBNA. What I stupidly didn't realise, despite running through near-identical online applications, was that they are effectively the same company
Luckily it turned out alright as I was accepted for both...all they did was set one limit @ £5k and the other @ £1k, lol.
I can see how this method would work well though, if done properly!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards