can you get 1000/1000 on a credit check?!

LillyJ

:j I just got my experian credit score and got 990 out of 1000 yay!!

Just wondering if anyone know what the last 10 points are for, and if anyone gets a perfect one!? Just out of interest!

Riq

I'm perfect, my mum says so.

LillyJ

I take it you mean perfect not prefect

Dan_Collins_2

Nope, I think he meant defect! LOL

I imagine you can.

LillyJ

oooh I wonder how?! (have no idea why I am interested in this as I imagine it makes not the slightest bit of difference to anything!)

Riq

LillyJ wrote: »

I take it you mean perfect not prefect

what? :lipsrseal

wymondham

LillyJ wrote: »

:j I just got my experian credit score and got 990 out of 1000 yay!!

Just wondering if anyone know what the last 10 points are for, and if anyone gets a perfect one!? Just out of interest!

beat you! - I'm 999 - how sad is this??!! :rotfl:

LillyJ

Hahaha well done!! You are very nearly perfect! I wonder if mine goes up when I get my mortgage?

Yep we are very sad!

formerchamp

I wish I was so lucky, dispite being instantly approved a couple of days for an MBNA card I thought I would do a credit check (£6.50 into quidco, afterall), I almost wish I hadn't.

I have three credit cards, two from ages ago which I never use, both of these are showing old records reporting that I failed to make payments - never - I always pay off the whole balance.

I am showing an application last August for a card, which I never made.

and, yes there is an and, they reckon I am not on the Electoral Register, funny that 'cos, guess what, I am, might have something to do with their credit report showing a different address to the one they have on file.

I want to apply for an American Express to get that 5%, now I am worried that it will adversely affect my credit score/history.

:mad:

Treadmill

I wonder if its possible to get a 0 ?

LillyJ

formerchamp wrote: »

I wish I was so lucky, dispite being instantly approved a couple of days for an MBNA card I thought I would do a credit check (£6.50 into quidco, afterall), I almost wish I hadn't.

I have three credit cards, two from ages ago which I never use, both of these are showing old records reporting that I failed to make payments - never - I always pay off the whole balance.

I am showing an application last August for a card, which I never made.

and, yes there is an and, they reckon I am not on the Electoral Register, funny that 'cos, guess what, I am, might have something to do with their credit report showing a different address to the one they have on file.

I want to apply for an American Express to get that 5%, now I am worried that it will adversely affect my credit score/history.

:mad:

at least you know now so you can get it ammended.
S