We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Which credit card?

oap
oap Posts: 596 Forumite
Hello, we have been with Goldfish for years, and get points with our spending , to use in Marks and Spencers, Currys etc.,

Just had a letter saying Barclaycard have bought Goldfish, they operate we understand from India, we are not going to carry on with them.

We pay in full every month, has anyone got any recommendations for such as us, ie want some rewards, and we pay off each month?

Thanks in anticipation. oap

Comments

  • chesky369
    chesky369 Posts: 2,590 Forumite
    I've also been with Goldfish years - didn't know about Barclaycard taking over. Very worrying.

    However, for information on where to go now, I think we'd both do better in the Credit Card Thread on the Pure Money board.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Well guys I can't comment on Goldfish as I am a Capital One customer and will remain a customer for the foreseable future, as for Indian call centres they should burn them down to the ground and that’s all I've got to say about that.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • clio
    clio Posts: 3,345 Forumite
    Maybes this page has good info for you..
    http://www.stoozing.com/cashback.php
  • Steve1981
    Steve1981 Posts: 565 Forumite
    I know that Barclaycard has a call centre in Stockton, near Middlesbrough, again I can't comment on the others they might have though
  • clio
    clio Posts: 3,345 Forumite
    If they have a call center in stockton they wont be able to get in to work due to all that horrendous smog
    that floats about in Boro land. Its allways dark there 24/7 hehe
  • CannyJock
    CannyJock Posts: 3,838 Forumite
    1,000 Posts Combo Breaker
    oap wrote: »
    Hello, we have been with Goldfish for years, and get points with our spending , to use in Marks and Spencers, Currys etc.,

    Just had a letter saying Barclaycard have bought Goldfish, they operate we understand from India, we are not going to carry on with them.

    We pay in full every month, has anyone got any recommendations for such as us, ie want some rewards, and we pay off each month?

    Thanks in anticipation. oap

    How often do you call their customer services people? Enough that it's the deciding factor in losing out on those M&S points?

    Full list in the article: http://www.moneysavingexpert.com/cards/best-credit-card-rewards

    There isn't a filter on non-UK call centres though.
    "A child of five could understand this. Fetch me a child of five." - Groucho Marx
  • NickX
    NickX Posts: 3,046 Forumite
    Capital One AND Barclaycard both have call centres based in both the UK and India.

    It depends on the time of day when you call as to whether you speak to someone in the UK or India.

    In both cases, I have found the UK call centres very helpful with some rather complex transactions that I have made in the past.
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    NickX wrote: »
    Capital One AND Barclaycard both have call centres based in both the UK and India.

    It depends on the time of day when you call as to whether you speak to someone in the UK or India.

    In both cases, I have found the UK call centres very helpful with some rather complex transactions that I have made in the past.
    The UK would benefit from the use of call centres, it would certainly get some of the bums back into work!
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • oap
    oap Posts: 596 Forumite
    Thank you all very much for the input, will go to the threads recommended, we have not had to call much, but when we have they have been very very good, always Scottish voices, so presume in Scotland at present.

    Will have a good look around. Its amazing how much the points mount up, it used to be one penny per pound, now its half penny per pound, but as you pay our car insurance, house insurance, etc, etc, plus food and petrol, we get a reasonable return I suppose.

    Many thanks again, always so good to read the helpful tips on here. Best wishes oap:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.