We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Ema

12357

Comments

  • yorksbabe
    yorksbabe Posts: 202 Forumite
    hustle90, i agree with everything that you have said. karen i totally understand where you are coming from also. my son will be applying shortly and he will get 30. i think the government are to blame for this ( and a lot of other things to!)
  • hustle90
    hustle90 Posts: 257 Forumite
    Hustle90 I think you should re-read my original statement!!

    I have never said that we should get this allowance - my point was that some people are getting this WHEN THEY SHOULDN'T!!!!!!!!

    Being only 16 and never had to think about benefits, my daughter was asking me about it and explained about benefit fraud and how I would never do that.

    I have also never said it was 'hard for me' so you are making that bit up. I've also never said my daughter needs this money.

    You've also suggested my daughter get a job....if you'd read my post properly you will see that is EXACTLY what I've told her to do.

    As for suggesting my daughter grows up.....she has just turned 16 for gawd sake, give her a chance!!!

    In you case - I am pleased that EMA is helping you stay at school and it sounds that you are the type of student EMA should be helping but sadly this isn't always the case is it? Do you know of some people who have lied on their application form to get this allowance?

    I do know people who are lieing to claim EMA, yes. Am I going to 'dob' them in?, No. It's nothing to do with me. If they want to break the law and possibly face a large fine or even prison, then that's up to them. It doesn't/wouldn't bother me at all. I'd rather be able to sleep at night knowing that I'm not committing any crimes.

    As for being 16 and grown up, I guess most people have different opinions on this. I feel most people should be getting onto being mature young adults at 16. After all, 16 is when you are given the option of what path you want to take in life, e.g college/work/apprenticeship etc. Hiding your kids under a blanket all of their teenage life isn't going to help them.

    Sorry if you disagree with anything I have said. I maybe wrong as I am only 17 myself and you've been on this planet longer then I have and therefore most likely more knowledgeable then me, however the way I have been brought up influences what I have posted here. :)
  • I pleased you now understand my original point - that EMA fraud is wrong. I don't agree with you about not reporting it though, as this is why too many people get away with it. They know there is too much apathy around and use it to there own means. When you work hard and pay thousands of pounds tax each year it makes you sick so see people lying to get at your money.

    I am in no way hiding my daughter under a blanket - if you knew her you would most definately know what I meant!!!!

    At the end of the day EMA should go to those who need it - like yourself and the government should do more to target those who are thieving off taxpayers.

    It all works out good in the end.
    If it's not good, it's not the end!
  • Spendless
    Spendless Posts: 25,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How does EMA work? Is it just on total household income? Does it take anything into account such as size of mortgage/rent and size of family. I mean can someone with 1 child and low housing costs earning £29,000 their child get EMA, but someone with large housing costs and 3 children earning £31,000 not get it for theirs?

    Where do the household income brackets come in for receiving £10/£20/£30?
  • hustle90
    hustle90 Posts: 257 Forumite
    I pleased you now understand my original point - that EMA fraud is wrong. I don't agree with you about not reporting it though, as this is why too many people get away with it. They know there is too much apathy around and use it to there own means. When you work hard and pay thousands of pounds tax each year it makes you sick so see people lying to get at your money.

    I am in no way hiding my daughter under a blanket - if you knew her you would most definately know what I meant!!!!

    At the end of the day EMA should go to those who need it - like yourself and the government should do more to target those who are thieving off taxpayers.

    At the moment, I don't pay Tax. When I'm older and do pay tax, maybe my view point will change on those 'sponging' off me. :rotfl:
    Spendless wrote: »
    How does EMA work? Is it just on total household income? Does it take anything into account such as size of mortgage/rent and size of family. I mean can someone with 1 child and low housing costs earning £29,000 their child get EMA, but someone with large housing costs and 3 children earning £31,000 not get it for theirs?

    Where do the household income brackets come in for receiving £10/£20/£30?

    It works on house income. Nothing to do with mortgage etc. Simply how many K's are coming into your house per year. The method is pretty much a shamble. It should be changed as someone earning 20k a year with no mortgage and someone earning 30k a year with a huge mortgage are going to have totally different circumstances. :confused:
  • hustle90 wrote: »
    At the moment, I don't pay Tax. When I'm older and do pay tax, maybe my view point will change on those 'sponging' off me. :rotfl:



    It works on house income. Nothing to do with mortgage etc. Simply how many K's are coming into your house per year. The method is pretty much a shamble. It should be changed as someone earning 20k a year with no mortgage and someone earning 30k a year with a huge mortgage are going to have totally different circumstances. :confused:

    You've totally changed your view point there Hustle!!!! I would probably fall into the latter category and therefore you are now suggesting that maybe I should be entitled????? ;)

    But never mind.....I've really enjoyed this discussion :beer:

    It all works out good in the end.
    If it's not good, it's not the end!
  • Spendless wrote: »
    How does EMA work? Is it just on total household income? Does it take anything into account such as size of mortgage/rent and size of family. I mean can someone with 1 child and low housing costs earning £29,000 their child get EMA, but someone with large housing costs and 3 children earning £31,000 not get it for theirs?

    Where do the household income brackets come in for receiving £10/£20/£30?


    up to £20,817 per year - £30 per week

    £20,818 - £25,521 per year - £20 per week

    £25,522 - £30,810 per year - £10 per week

    more than £30,810 per year - nil

    The website doesn't actually say WHO calculates how much the teenager n entitled to but one poster suggested it was the school - if that is the case the whole system is open to abuse as I can imagine the already overburdened teachers wouldn't have time to make checks.

    For example - my daughter applys today and only takes my P60 in. She might quality for the full £30 but who is going to check on my husband? For all they know I could be a single parent!

    Hustle - can you sed any light on who does the assessment?

    It all works out good in the end.
    If it's not good, it's not the end!
  • hustle90
    hustle90 Posts: 257 Forumite
    You've totally changed your view point there Hustle!!!! I would probably fall into the latter category and therefore you are now suggesting that maybe I should be entitled????? ;)

    But never mind.....I've really enjoyed this discussion :beer:

    Some people need a break and I was having a bad day. :rotfl:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    The assessment should be done by the LEA, who are linked to the council so I don't think you'd get very far lying about who's in the household.

    I know of a few people at college who got caught for EMA fraud - they wait until you've finished claiming (left college) then hit the parents with a massive bill and it can lead to a criminal record. Not worth it.
    No longer using this account for new posts from 2013
  • trixie73
    trixie73 Posts: 933 Forumite
    Part of the Furniture 500 Posts
    my son is 16 and soon to be leaving school. he will not qualify for full ema so is going to look for a weekend job. he has been doing a paper round for the last 2 yrs and does 7 days a week. he gets £23 a week for this. i think it is important for them to have a little job whilst at college and look at the ema as an added bonus.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.